Many services are available to help people stay in their homes, even when they have health care needs. But there are times when a person may need a level of care that can only be provided in a nursing facility.
Choosing a nursing home for yourself or a loved one can be challenging. The following sources can be helpful as you consider your choices.
Minnesota's Nursing Home Report Card has information to help you make your choice. The Report Card shows how nursing homes scored on seven quality measures and provides detailed information on nursing facilities.
The federal government also has a Nursing Home Compare website that provides data on nursing facilities that accept Medicare and Medical Assistance as well as a checklist for choosing a nursing facility.
Visiting a facility is a good way to see the environment. Discussing options with family members and facility staff is also helpful.
Long-term care insurance and sometimes other health insurance policies also may help pay. If you have a policy, check with your insurance company to find out what coverage you may have.
You can also pay for nursing facility care yourself. This is called "private pay." Private pay costs depend on a number of factors, including the individual's physical and mental condition and the level of care he or she needs, as well as the type of room the individual occupies in the facility.
Medicare may pay for short nursing facility stays under limited circumstances. For example, Medicare may pay if you need to go to a nursing facility for short term care after you've had surgery. It is possible to qualify for Medicare and Medical Assistance coverage at the same time.
Information on daily semi-private room rates for many facilities can be found in Minnesota's online Nursing Home Report Card. These rates are updated and posted regularly, but may not be the most recent rates being charged. If you have questions about a specific facility’s rate or have a rate dispute, please email the Nursing Facility Policy Center.
Many people moving out of a nursing facility need services and supports when they move home or into another setting in the community. Other programs and services are available to help you live at home or in other community settings and to decide what you need and how best to get it.
If Medical Assistance pays for your nursing home care, you'll need to have an assessment to determine your ongoing health care needs. Contact your local county worker or health plan care coordinator to get more information.
If Medical Assistance does not pay for your care, you can get help through the Return to Community service offered by the Senior Linkage Line at (800) 333-2433.