There are three other rules that anyone who needs MA to help pay for nursing home care has to meet.
You cannot be subject to a transfer penalty because you or your spouse gave away an asset or income without getting adequate compensation. You cannot give away assets or income without getting paid the amount the asset is worth within 60 months of your request to have MA help with your nursing home care costs. There are some exceptions to this rule.
Your equity in your home has to be under the home equity limit. The home equity limit increases annually. Ask your worker what the limit is.
Some annuities you or your spouse own have to name the Minnesota Department of Human Services as the preferred remainder beneficiary.
A lien may be filed against your house if you get coverage for care in a nursing home. A lien will not be put on your house if your spouse or certain other family members live in your home. Your worker can tell you if a lien will be filed.
The county or tribal office does an asset assessment (PDF) if you are married and need coverage for nursing home care. It is a list of all the assets owned by you and your spouse on a specific date. You will need to give proof of those assets.