Some people use personal income and savings to pay for nursing home care. Some costs may be covered by private long-term care insurance. This is called private pay. If you have Medicare, it may pay some costs for limited qualifying stays in a nursing home.
Anyone who wants to be admitted to a Medicaid (MA)-certified nursing facility in Minnesota must go through a free pre-admission screening process before going into the nursing home. To ask for this screening, contact the Senior LinkAge Line at 800-333-2433. The Senior LinkAge Line can also provide information about other long-term care services that may meet your needs.
Cost of care
The statewide average cost of nursing home care as of Oct. 1, 2013 is $177.81 per day. The daily rate varies, depending on the:
- Facility's operation costs (such as building costs, food, laundry, nursing care and other operating costs)
- Cost of care the individual resident needs.
The daily rate includes a bundle of services, such as room, board and nursing services. The daily rate does not include hospitalization and generally does not include physician and dentist services, therapies (physical, occupational, speech, etc.) and the special services offered by the nursing home.
Each Minnesota nursing facility has 36 rates (sometimes called case-mix or RUGs rates), reflecting the different levels of care needed by residents and the allowable facility costs. See the Minnesota Department of Health's website for details on how nursing home rates are determined.
To find out more about costs at a certain nursing home, you can:
- Contact the nursing home directly
- Look up the nursing home in Minnesota's online Nursing Home Report Card. It includes daily rates for many facilities as well as other helpful information.