Some people use personal income and savings to pay for nursing facility care. Some costs may be covered by private long-term care insurance. This is called “private pay.” If you have Medicare, it may pay some costs for limited qualifying stays in a nursing facility. Medical Assistance (MA) or private insurance may also cover some of these costs.
Anyone who being admitted to a Medicaid (MA)-certified nursing facility in Minnesota must go through a free pre-admission screening process before going into the nursing facility. To request a screening, contact the Senior LinkAge Line at 800-333-2433. The Senior LinkAge Line can also provide information about other long-term care services that may meet your needs.
Cost of care
The statewide average cost of nursing facility care as of October 27, 2020 is $ 270.79 per day. This daily rate varies and is dependent on several factors, such as the:
- Facility's operation costs (such as building costs, food, laundry, nursing care and other operating costs)
- Cost of care the individual resident needs.
The daily rate includes a bundle of services, such as room, board and nursing services. The daily rate does not include hospitalization and generally does not include physician and dentist services, therapies (physical, occupational, speech, etc.) and other special services that the nursing facility may offer.
Each Minnesota nursing facility has 49 rates (sometimes called case-mix or RUGs rates), reflecting the different levels of care needed by residents and the allowable facility costs. For more detail on these levels of care, see the Minnesota Department of Health (MDH) flyer on how case-mix (RUGs) rates are determined.
To find out more about costs at a certain nursing home, you can:
- Contact the nursing home directly
- Look up the nursing home in Minnesota's online Nursing Home Report Card. The Report Card includes daily rates for many facilities, as well as other helpful information. These rates are updated and posted regularly, but may not be the most recent rates being charged. If you have questions about a specific facility’s rate or have a rate dispute, please email the Nursing Facility Policy Center.