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Southern Minnesota Regional Services: 877-696-6529

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How much does coverage cost?

You may have to pay a monthly premium if you are eligible for MinnesotaCare. The amount, if any, depends on your income and family size. Adults also may have copays for some services. Children and pregnant people do not pay premiums or copays

When can my coverage start?

Depending on which program you qualify for, your coverage may start:

• The first day of the month that we get your application
• Going back up to three months before the month we get your application
• The month after you are approved and pay your first premium, if you have one

What is the income limit for health care programs?

Different programs have different income limits, and income limits can be different for adults and children. The income limit and whose income is counted depend on your age, family size, pregnancy or disability status and whether you have a sponsor.

What is the asset limit?

You may or may not have an asset limit. Assets are things you own like cars, bank accounts, and financial investments.

To qualify for Medical Assistance, some people must not own assets worth more than a certain dollar amount. The home you live in and a car are usually not counted toward the asset limit. 

• People age 65 and older, people who have a disability and people who are blind have an asset limit.
• Children, pregnant people and most adults under 65 do not have an asset limit.

There is no asset limit for MinnesotaCare.

Can I qualify if I have other health insurance?

You may still qualify. You must tell us if you have other health insurance or could get coverage through an employer or military service. Sometimes we can pay the cost of the other insurance so you can keep that coverage.

Do you count my sponsors' income and assets?

It depends on the program.

If you are a lawful permanent resident (LPR) and had a financial sponsor who signed an I-864 Affidavit of Support form when you applied for LPR status, we may need to count that sponsor’s income and assets for Medical Assistance. If the sponsor is married, we may also need to count the spouse's income and assets.

Sponsor’s income and assets do not count for Medical Assistance for pregnant people or children under age 21, Emergency Medical Assistance or MinnesotaCare.

What if I do not qualify for Medical Assistance, MinnesotaCare or Emergency Medical Assistance and still need coverage?

Some people who do not qualify for Medical Assistance, MinnesotaCare or Emergency Medical Assistance may qualify for an advanced premium tax credit through Minnesota's health insurance marketplace, MNsure.

A tax credit helps pay part or all of the health care premium for a health plan on MNsure. Even if you do not qualify for a tax credit, you can compare options and buy affordable insurance. You cannot be denied coverage even if you have a pre-existing condition.