Before sitting for a licensing exam, insurance producer applicants must first complete the 20 hours of Minnesota Department of Commerce pre-approved insurance pre-license education per line of authority as required in MN Statute 60K.36 Subd.4.
Send the request form by email to Commerce to request a Letter of Clearance. The department will mail your Letter of Clearance to the address provided on the form.
Any individual applying for a resident license as an insurance producer, independent adjuster, or public adjuster.
Under Minnesota law, an individual applying for a resident insurance producer, resident independent adjuster, or resident public adjuster license must consent to a criminal history record check and submit a fingerprint card.
The Minnesota Department of Commerce will have the criminal history record check performed by requesting searches of the Minnesota Bureau of Criminal Apprehension’s Computerized Criminal History system and the Federal Bureau of Investigation’s Criminal Justice Information Services system. The purpose of the criminal history record check is to assist the Minnesota Department of Commerce in determining your qualifications and eligibility for the license that you are applying for. If you refuse to consent to a criminal history record check, your license application will not be processed.
Not unless you decide to add a line of authority.
No. You can submit your application as soon as you have passed the examination and submitted your fingerprints.
No. Because the FBI background check can take several weeks, the Minnesota Department of Commerce will grant a license to otherwise-eligible applicants before receiving the background check results. If the results indicate that the applicant did not actually qualify for the license, then the license will be revoked.
Before your fingerprints are taken, you will need to sign a background check authorization form that expires one year after it is signed. Accordingly, if more than a year passes between the day your fingerprints are taken and the day you apply for your license, you will need to be fingerprinted again and pay another fee.
Under the law, your fingerprints and any criminal history record information obtained as a part of this licensing process must be treated and maintained as confidential, and security measures that are consistent with the standards specified by the FBI’s Criminal Justice Information Services Division for the electronic storage of fingerprints and necessary identifying information must be applied. The data obtained from the criminal history record check will be confidential and, therefore, accessible only to the following: personnel who determine your eligibility for the license you are applying for; any appropriate person(s) or agency, if the Commissioner of Commerce determines that failure to make the data accessible is likely to create a clear and present danger to public health or safety; person(s) authorized by a court order; or any other person authorized by state or federal law.
If the FBI rejects a set of fingerprints, the Minnesota Department of Commerce will be notified that the fingerprints are illegible, erroneous, or incomplete. The Minnesota Department of Commerce will then notify you that you must be reprinted.
If the technician at the test center determines that a cast or other physical feature prevents your fingerprints from being taken electronically, you will not be charged the vendor processing fee. (In this case, you will pay $33.25 at the test center—for the BCA and FBI background checks—and an additional processing fee later at the manual fingerprinting site.) You will receive an FBI fingerprint card, the “Resident Insurance Producer License/Resident Adjuster License Background Check Consent Form,” and instructions to go to the nearest police station or similar facility with manual fingerprinting capability to have your fingerprints taken manually. After your fingerprints are taken, the fingerprint card will be given back to you in a sealed envelope. Do not fold it. Put it into another envelope along with a fully completed “Resident Insurance Producer License/Resident Adjuster License Background Check Consent Form” (see the last page of this document) and mail it to:
Consumer & External Affairs
Minnesota Department of Commerce
85 – 7th Place East, Suite 600
St. Paul, MN 55101
No. Owing to security requirements and data privacy concerns, fingerprints taken for Minnesota insurance licensing purposes may only be submitted electronically via the single transmission network authorized for the Minnesota Department of Commerce by the FBI.