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Policy Data & Reports

Reports filed by the legislature for Commerce’s insurance division

2023 evaluation reports to the MN Legislature

Minnesota state law requires the Department of Commerce to evaluate the potential impacts of legislative proposals that would require health insurers to add or increase coverage for certain conditions, diseases, or other health care needs. Evaluations focus on fiscal, economic, and public health impacts of proposed legislation.

As part of each year's evaluation process, Commerce solicits input from health care professionals, patient advocates, health insurers, and the public. Comment themes are summarized in evaluation reports submitted each year to the Minnesota Legislature, known as 62J reports.


Public Option

The 2023 Minnesota State Legislature directed the Minnesota Department of Commerce (Commerce) and the Department of Human Services (DHS), in consultation with the Department of Health and MNsure, to complete an actuarial and economic analysis of different public option models, including a public option that expands MinnesotaCare. The state retained Milliman, a nationally known actuarial firm, to conduct this work.  This analysis is a significant step in moving Minnesota closer towards having a public option available for those who need affordable and dependable health care coverage and provides a needed framework to advance these conversations with policymakers and stakeholders.

Recommendations to the Legislature [.pdf]

Read the report [.pdf]

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