SERFF Access

Under Minnesota state law, insurers’ proposed rate changes for individual and small group health plans must be made public within 10 business days of the submission deadline. Final rates for the following calendar year must be released 30 days prior to the beginning of open enrollment, which runs from November to January each year.   

Where can I find health plan rates? 

All individual and small group rates are available in System for Electronic Rate and Form Filings (SERFF). Follow these step-by-step instructions to access proposed rates: 

1. Go to SERFF Filing Access 
2. Select "Begin Search" 
3. A disclaimer will appear, select "Accept" 
4. On the Filing Search page, select the "Health Plan Binder" button 
5. In the Search Options area select the following:  
   1. Plan Year: 2025 
   2. Binder Type: Medical 
   3. Market Type: Small Group or Individual 
6. Select "Search" 
7. When search results appear, select the company whose filings you want to see 

Having trouble finding what you need? See the SERFF Help Page.