skip to content
Site URL
Our Sites
Commerce Home
Money & Banking
Insurance
Energy & Utilities
Business Regulation
Licensing
Consumer Help
Search
Find Unclaimed Property
Primary navigation
About Us
Leadership Team
History of Commerce
Affirmative Action
Policies & Practices
Request a Speaker
Data Practices
Tribal Affairs
Tribal Nations in Minnesota
Tribal Advocacy Council on Energy
Tribal-State Energy Issues
Tribal Government
Program Resources
Civil Rights
Data & Reports
Social Media Terms of Use
Diversity, Equity, Inclusion
Contact [redirect]
News
Press Release: May 25, 2023
Careers
Contact Us
Business
Enforcement
Commerce Fraud Bureau [redirect]
How to Report Fraud? [redirect]
Minnesota Fraud Related Statues
Automobile Theft Prevention Program [redirect]
Auto Theft Multimedia [redirect]
Financial Crimes
Fraud Bureau Annual Reports
About Us [redirect]
Report Fraud [redirect]
Auto Theft Prevention
Minnesota Auto Theft Prevention Program
Auto Theft Prevention Toolkit
Catalytic Converter Pilot [redirect]
What To Do If Your Car Is Stolen [redirect]
Enforcement Actions
Policies
Policies [redirect]
Report Fraud
Insurance fraud
Complaints & Indictments
Employee Misclassification
Petrofund
Meeting Minutes
Reimbursement
Weights & Measures
Complaints
Grocer's Manual (PDF)
Scales & Meters
Metrology Lab
Service Agents
Precious Metals
Fees & Definitions
Fuel
Below Cost Gas Pricing
Biodiesel
Biodiesel
Ethanol
Fuel Tax Labeling
Petroleum Contamination
Propane
Certified LPG Inspector List
Propane Meters
Retailers
Cigarettes
Cigarette Vendors
Credit Card Skimmers
Firewood
Toy Safety
Packaging
Grocer's Guide (PDF)
Telecom
Reporting & Forms
Phone & Internet Discounts
Certification
ETCs
Interest Rates
Wholesale Transport
Consumer Help
Who to Call
Phone & Internet Discounts
Minnesota Relay (redirect)
Businesses
Making a Relay Call
Minnesota Relay Complaints
Interest on Deposits
TAP
Who to Call
Other Industry
Money & Banking
Insurance
Energy & Utilities
Real Estate
Contract for Deed
Reverse Mortgages
Uniform Conveyance Blanks
Appraisal Advisory Board
Subdivded Land & Timeshares
Uniform Conveyancing Forms
RFP Downloaders Report
Request for Proposals Form
Request for Proposals
Rulemaking
Consumer
Find Unclaimed Property
Money & Banking
Banking & Saving
Cryptocurrency
Student Loans Consumer Rights
Regulated Lenders
Investment Advisers
Franchises
Insurance Tips
Homeowners Insurance
Auto Insurance
Health Insurance
Life Insurance
Long Term Care
Disaster Info Center
Energy & Utilities
Apply for Energy Assistance
Weatherization
Improving Home Efficiency
Home Energy Guide
Add Your Voice to Energy Decisions
Real Estate
Contract for Deed
Reverse Mortgage
Choosing A Mortgage Lender
Licensing
Uniform Conveyancing Blanks
Real Estate Education, Research and Recovery Fund
REERRF: Real Estate
REERRF: Education & Research
REERRF: Recovery Fund
Grantees
Telecom
Minnesota Relay
Minnesota Relay - File a Complaint
Making a Relay Call
Phone/Internet Discounts
Who to Call
File a Complaint
Banking Complaints
Credit Union Complaints
Mortgage and Real Estate Complaints
Other types of complaints
Complaint verification message
Prevent Senior Fraud
Online Fraud
Report Financial Exploitation
Senior Safe
Energy
Consumer Help
Apply for Energy Assistance
Weatherization Assistance
Improving Home Efficiency
Home Energy Guide
Rebates [redirect]
New Energy Programs
MNCIFA
MnCIFA staff
MnCIFA staff
Strategic Plan and Investment Strategy
Lending Standards
Projects Funded
State Law Creating MnCIFA
MnCIFA Partnerships
Board meetings and updates
Electric Vehicle Rebates
Electric Vehicle Rebate More Info
Residential Heat Pump Rebate Program
State Competitiveness Fund
State Competitiveness Matching Funds
State Competitiveness Fund - Local Grant Development Assistance
Strengthen Minnesota Homes
Auto Dealers EV Grant Program
Electric Grid Resilience Programs
MN Climate Innovation Finance Authority
Air Ventilation Pilot Grants
Benchmarking Energy Use Data
Community Solar Gardens
Community Solar Gardens - For Consumers
Community Solar Gardens - For Developers
Community Solar Gardens - Key Program Details
Community Solar Gardens - Application Information
Developer - Frequently Asked Questions
Community Solar Gardens - Tips and Resources
Pre-Weatherization and Workforce Training
Solar on Public Buildings
Residential Electrical Panel Upgrades
Home Energy Rebates
Home Energy Rebates
Home Energy Rebates FAQ
Home Efficiency Rebate Program (HOMES)
Home Electrification and Appliance Rebate program (HEAR)
Energy Storage Incentives
How to Apply for an Incentive
How to Get Started
Utility Programs and Directory
Helpful Resources
Eligibility and Guidelines
Frequently Asked Questions
Media Toolkit
Supplier ID Resources
Large Building Energy Benchmarking
Electric School Bus Program
Electric School Buses Grant Program
Electric School Buses Grant Equipment
Technical Assistance and Other Resources
Electric School Buses Grant Planning and Technical Assistance
Electric School Buses Grant Equipment
Geothermal Planning Grants
SolarApp + Permitting Incentive
Ultraefficient Vehicle Development
Help with Heating Bills
Energy Assistance Program
Frequently Asked Questions
Emergencies
Request a mail application for Minnesota’s Energy Assistance Program
When will my application be processed?
Energy Assistance Program
Energy Assistance Program
Energy Assistance Program
Energy Assistance Program Media Toolkit
Energy Assistance Program Income Guidelines
How Do I Apply
Find Local Energy Providers
Weatherization Assistance Program
Local Weatherization Providers
Propane
Conserving Energy
ECO Programs
Energy Efficiency
Clean Energy Community Awards
2018 Clean Energy Community Award Winners
Technical Reference Manual
Planning & Policy Guidance
Applied Research & Development
Fact Sheets, Guides & Tools
CARD Program Webinars
CARD Research Since 2020
Improving Home Efficiency
Efficient Home Building
Home Energy Guide
Ground Source Heat Pumps
CIP [redirect]
Energy Tips
Programs to Save Energy & Money
Energy Tips
For Industry & Government
Utilities
Annual Reporting
Utility Resources & Rates
Projects & Rates
eFiling Help
Energy-Specific Funding Opportunities
Solar for Schools
Solar for Schools - Grant Recipients
Solar for Schools - Learn More About the Grant
Solar for Schools - Request for Proposals / Grant Application
Solar for Schools - Media Toolkit
Solar for Schools - Getting Started
Solar for Schools - Engaging Students with Renewable Energy [redirect]
Solar for Schools - FAQ
Solar for Schools - Annual Reports
Request Project ID
Request Project ID
Submit Full Application
Reporting Requirements
Engaging Students with Solar
How to Build a Solar Oven
Financing Energy Projects
Commercialization Assistance
Accelerator Programs
Commercialization Funding
Patents & Existing Research
Bioenergy
Service Providers
Energy Assistance Providers
Energizer
Toolkit
Weatherization
Policy & Procedure Change Form
Water Utilities
Benchmarking
B3 Benchmarking for Public Buildings
Large Building Energy Benchmarking
Other Benchmarking Programs
Benchmarking Energy Use Data
How To Guide
How To Videos
Large Building Energy Benchmarking
Lookup Tool
Benchmarking FAQs
Utility Resources
Public Disclosure Map
Conservation Improvement Program -- CIP Guidance and Policy Documents
Applied Research & Development
Card Webinars
Planning & Policy Guidance [redirect]
CARD Grant Search
CARD Project Pages
Improving Energy Efficiency in Convenience Stores
Technical Reference Manual [redirect]
Distributed Energy
Technical Assistance
Guaranteed Energy Savings
Policy, Data & Reports
(old) Energy, Data, & Reports
Local Energy Efficiency Program (LEEP) Reports
Ethanol (E85) [redirect]
Minnesota’s 2025 Energy Action Plan
Property Assessed Clean Energy Task Force
Statements about the 2025 Energy Action Plan
Climate Action
Federal Funding Opportunities
MN Energy Data Dashboard
Energy Assistance Dashboard
Ethanol E85
OLD Energy Reports
Policy
Federal Bipartisan Infrastructure Law
Add Your Voice to Energy Decisions
Energy Careers [redirect]
Insurance
Consumer Help
Homeowners Insurance
Health Insurance
Auto Insurance
Life Insurance
Long Term Care
Renters Insurance
Homeowners Insurance
Basics
OLD Title Insurance
Property Coverage
What Affects Rates?
Annual Insurance Checkup
Rules and Regulations
Catastrophic Contacts
The Claims Process
What's Covered?
Filing a Residential Claim
Disaster Info Center
Settling Your Claim
Disaster Information Center
Working with Contractors
Rebuilding After a Disaster
Working with an Adjuster
Prepare for a Natural Disaster
What to Do After the Disaster
Disaster Information Center - Home Inventory
Flood Insurance
OLD Annual Check-up
OLD Sewer Backup
OLD Title Insurance
Proteja su casa
Pov Hwm Tiv Thaiv Koj Lub Tsev
Ilaali Gurigaaga
Health Insurance
Health Insurance Consumer Protections
Medicare
Rates
Maps
FAQs [redirect]
Rates Questions & Answers
DELETE Buying Health Insurance
DELETE Understanding Your Insurance Card
DELETE Using Your Benefits
Short-Term Health Plans
Glossary
External Appeals [redirect to External Review]
External Review Process
Health Facility/Provider
Health plans Commerce regulates
SERFF Access
Preventive Care
Mental Health Insurance Coverage
Mental Health Parity Report
Medicare
Medigap
Medigap Plans
Medigap Policies
Non-discrimination
Association Health Plans
OLD
Know Your Health Insurance Rights
Rates [redirect]
Medicare
Short-Term Health Plans
Association Health Plans
The Need to Knows of Health Insurance
Mental Health and Substance Use Disorder Treatment
Non-Discrimination in Coverage
Preventive Care Coverage
OLD Long Term Care
Alternatives to Long-Term Care
Introduction to Long-Term Care
Hearing on Long-Term Care Insurance
Shopping for LTC Insurance
Where Can I Get More Info?
Pharmacy Drug Affordability Board
Service of Process
Auto Insurance
Basics
Filing a Claim
Auto Theft Prevention
Catalytic Converter Pilot
Lock Your Car MN
OLD ATVs, Boats, Motorcycles
OLD Buying Auto Insurance
Auto Title Loans
Storm Damage
After an Accident
For Industry
Small Business
Commercial Auto
Flood Insurance
Health Insurance
Liability Insurance
Owners Insurance
Property Insurance
Section 125
Workers' Compensation
Licensing
Applications [redirect]
Self Insurance
Filings & Examinations
Financial Filings
Rate Form Filings
Surplus Lines
Major Medical
Other General Requirements
Property & Casualty
Student Health Plan
Rate Form Filings
Bulletins & Updates
Policy, Data & Reports
62J Reports
evaluation reports
evaluation reports
evaluation reports
62J Reports - Annual Evaluation
Information Security Program
New Health Carriers
Prevent Insurance Fraud
Filing-Examinations [redirect]
Finanical filings [redirect]
Rate Form Filings [redirect]
OLD Financial Reporting
OLD Self Service Storage
Pharmacy Benefit Managers
Fire Debris Removal List
Financial Filings
Information Resources
Section 1332 State Innovation Waiver
Other Insurance
Life Insurance
Term vs Permanent
Understanding Annuities
Buying Fixed Deferred Annuities
Buying Life Insurance
Choosing a Life Insurance Company
Locate a Life Insurer
Understanding Life Insurance
OLD
Buying Fixed Deferred Annuities
Buying Life Insurance
Choosing a Life Insurance Company
Locate a Life Insurer
Term vs Permanent Life Insurance
Understanding Annuities
Understanding Life Insurance
Life Insurance Policy Locator Service
OLD Understanding Life Insurance
Long-Term Care
Basics
Buying
More Info
Long-term Care Partnership
Travel Insurance
Pet Insurance
Vacation Property
Service of Process
OLD Renters Insurance
OLD Serving Summons on Insurance Company [redirect]
About Us
Policy Data & Reports
Licensing
Who Does Commerce License?
Financial Institutions
Debt Collections
Debt Services
Industrial Loan & Thrift
MNvest
Money Transmission
Mortgage
Motor Vehicle Finance
Payday Lenders
Premium Finance
Regulated Loan Company
Residential PACE Loan Program
Safe Deposit Companies
Savings Banks/Associations
Securities, Franchises & Subdivided Lands
Investment Advisers and their Representatives
Broker Dealer
Subdivided Land and Time Shares
MNvest
MNvest Issuers
Portal Operators
Student Loan Servicers
Trust Companies
Insurance
Filings & Examinations
Financial Filings
Risk Questionnaires
Rate & Form Filings
Major Medical
Other General Requirements
Property & Casualty
Student Health Plan
Surplus Lines
Adjusters
Annuity Best Interest
Annuity Best Interest Notice
Annuity Suitability
Auto Rental Company Sales of Insurance
Business Entities
Cybersecurity FAQ
Cybersecurity Notice
Flood Insurance
Insurance Licensing
Insurer Licensing & Application Process
License Renewal
Long Term Care
Non-resident Producers
Resident Producers
Self Insurance
Self-Service Storage Facility Sales of Insurance
Surrender a License
Update a License
Workers' Compensation
Real Estate
Appraiser
Appraisal Management Company
Individual Appraiser Residential
Nonresident Appraiser License
Individual Renewals
Upgrade
Advisory Board
Real Estate Licensing
Applications
Renewals
Updates
Education
Real Estate Limited Broker
Securities
Securities Offerings
Investment Advisers and their Representatives
2024 Investment Adviser Written Examination
Broker Dealer
Franchises
Subdivided Land and Timeshares
MNvest
MNvest Issuers
Portal Operators
Securities
Online Filing Instructions
Safe Seniors Financial Protection Act
Other Businesses
Copper Seller License
Athlete Agent
Debt Collections
Military Waivers
Veterans
Telecom
Weights and Measures
Service Agents
Background Pre-application
Appraiser
Appraisal Management Company
Individual Appraiser Residential
Nonresident Appraiser License
Individual Renewals
Upgrade
Advisory Board [redirect]
Education
Education for Licensees
Providers & Coordinators
Course-Applications
Applications
Instructor Qualifications
Continuing Education Module Outlines
CE Module Outline 2015-2016
Background History Preliminary Application Process
Look Up A License Holder
Enforcement Actions
Education for Licensees
Scheduling appraiser, insurance, or real estate prelicense examinations
Money
Consumer Help
[hide] 050 Fraud & Complaints
Your Financial Journey
Build Your Trusted Team
How to create a spending and savings plan
Banks & Credit Unions
Cryptocurrency
Student Loans Consumer Rights
Additional information about student loans
OHE REDIRECT - EXIT PAGE -- Basics about student loans
OHE REDIRECT - EXIT PAGE -- Public Service Loan Forgiveness
REDIRECT from student loan to Fed Student Loan page
REDIRECT to OHE Grants and Scholarships
REDIRECT to SELF Loan page
Student Loan Borrower Bill of Rights
Student Loan Borrower Bill of Rights
Contract for Deed
Fraud & Complaints
[hide] Avoid Fraud
Online Fraud
Senior Fraud
Consumer Financial Frauds
Senior Financial Exploitation Reporting Form
Financial Professionals and Law Enforcement
Safe Seniors Act
Real Estate Fraud
Investments & Securities
Cryptocurrency
MNvest
Securities
Investment Advisers
Franchises
Licensing
Who Does Commerce License?
Look Up A License
Apply or Renew
OLD MNvest
Issuers
Portal Operators
OLD Motor Vehicles
OLD Premium
OLD Residential Pace Loan
OLD Safe Deposit
OLD Student Loan Servicer
For Industry
Banks
Credit Unions
Depository Information Security and Incident Notification
Trust Companies
Savings
Mortgages
Motor Vehicle Finance
Regulated Lenders
Payday Lenders
Debt Services
Money Services Businesses
Licensing
Non-Depository Information Security
Interest Rates
Business Agriculture Loans
Consumer Credit Code
Dollar Amounts
Judgment Arbitration
Banking Laws & Regulations
Franchises
Industrial
Premium Finance
Student Loan Lenders and Servicers
Industrial Loan & Thrift
Unclaimed Property
Find Unclaimed Property
Report Unclaimed Property
Self Audit
Welcome to Commerce
Search
JSON Search
XML Search
Search Page
ZZZ [redirect] Resident Producers
ZZZ Licensees [redirects]
Appraiser
Holding Page
Insurance
Holding Page
Holding Page
Real Estate
Holding Page
Holding Page
this page
back to top
