Minnesota Commerce Department offers advice during Storm Awareness Week (April 13-17)
4/14/2015 10:14:43 AM
For Immediate Release:
SAINT PAUL, MN – In Minnesota, we know that spring showers can turn into severe storms that may threaten lives and property. That’s why it’s important for Minnesotans to plan ahead to protect themselves and their homes, both in advance of an approaching storm and in the event that disaster strikes.
During Severe Weather Awareness Week (April 13 – 17), the Minnesota Department of Commerce is encouraging Minnesotans to take a few simple steps to manage the financial impact in case of a flood, tornado or other severe weather event.
"Just as we must be prepared to protect ourselves and our families if a severe storm approaches, it’s also essential to plan ahead if we suffer damage from severe weather,” said Commerce Commissioner Mike Rothman. “We want to make sure Minnesotans have the information and tools they need to weather the aftermath of a severe storm.”
The Minnesota Department of Commerce has many resources to help you prepare for a severe weather event.
Maintaining a complete, accurate and up-to-date inventory of the contents of your home will help you determine what insurance coverage you need and make a claim if you suffer storm damage.
The Commerce Department’s Home Inventory offers information on how to create a home inventory, including tools to help protect your belongings. The page also includes links to a free smartphone app from the National Association of Insurance Commissioners (NAIC). It lets you quickly photograph and capture images, descriptions, bar codes and serial numbers, and then stores them electronically for safekeeping.
The Commerce Department has also teamed up with the University of Minnesota Extension Center for Family Development to create a Financial Recovery After Disaster Video series. These brief videos, along with supporting materials, offer comprehensive guidance on how to survive and manage the financial impact when disaster strikes.
Specifically, the “Insurance Coverage” video discusses the different types of insurance that may apply in the wake of a severe weather event, as well as what disasters are covered by insurance. This video also includes information on how to contact your insurance agent in the aftermath of a storm, and what to expect. If it turns out that your insurance coverage does not meet all of your needs to deal with storm damage, the “Finding Help” video discusses community-based resources that can assist you.
The Commerce Department’s Disaster Information Center offers a one-stop shop with a full range of consumer-friendly information and resources to help Minnesotans prepare for the worst and make informed insurance decisions after a catastrophic loss.
If you have any questions, the Commerce Department is here to help! Please call our Consumer Services Center at 651-539-1600 or (800) 657-3602.