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Find My Missing Money
People lose track of their money or financial property because of a change of address, death, or just plain forgetfulness. As part of our mission to protect consumers, Commerce is committed to reuniting Minnesotans with money that has gone missing.
Each year, Commerce receives millions of dollars in unclaimed property from businesses and organizations that have lost contact with the owners. Our Department is responsible for safeguarding the funds or property until claimed by the rightful owners or heirs.
Property is considered unclaimed if it is being held by a business or organization that has not had contact with the owner for a number of years. Common types of unclaimed property can include:
- Dormant bank accounts
- Un-cashed checks
- Unclaimed wages
- Safe deposit box
- Insurance claim payments or benefits
- Stocks or bonds
By law, banks, insurance companies, or other businesses must attempt to contact the owner of property when it appears to be abandoned. If the owner doesn't respond, the property is considered abandoned. Businesses and organizations are required by law to review their records for unclaimed property and report the property to the Department.
Commerce is responsible for safeguarding these funds while continuously attempting to find the owners of the unclaimed property until claimed by the rightful owners or heirs.