Medical Coverage

• Make sure clinic is in the 2027 Primary Care Clinic Network.
• Check your clinic's cost level. It can change every year. The same clinic can have different cost levels between Blue Cross and HealthPartners. The lower the cost level, the less you pay when you get care. Review the Schedule of Benefits to learn more about the differences across cost levels 1, 2, 3 and 4.
• If you want to change your primary care clinic, call your plan administrator. You can't change just your clinic in Self Service
• If you want to switch between Blue Cross and HealthPartners, go to Self Service.

During Open Enrollment you may:

• Sign up for medical insurance. Select Blue Cross and Blue Shield of Minnesota or HealthPartners to administer your coverage.
• Add your spouse, children or other dependents to your coverage. You must send SEGIP proof that they are eligible for coverage. This article tells you the steps to take.
• Switch between Blue Cross and HealthPartners in Self Service.
• Decline medical coverage if you have other acceptable coverage. Learn more about how to waive medical coverage.
• Drop dependents from your coverage.

Also:

• Visit Blue Cross and Blue Shield of Minnesota and HealthPartners websites. You'll find their network of specialists and other plan highlights.
• Learn more about getting care outside of Minnesota and the counties that border the state. 

2027 Premiums

The table below shows how much you will pay each month for medical insurance in 2027 if you get the full employer contribution.

Premiums

Schedule of Benefits for Cost Levels

The schedule of benefits provides more information about the different cost levels that impact how much you pay when you get care. 

•  2027 schedule of benefits
•  2026 schedule of benefits

Find out more about medical benefits outside of Open Enrollment.