Minnesota Advantage Health Plan is the medical benefits program for all state employees, retirees (under age 65 and/or not Medicare eligible), and eligible dependents.
Summary of Benefits - This document provides a description of the medical coverage available to SEGIP members through the Minnesota Advantage Health Plan.
Schedule of Benefits - A chart outlining benefits, coverages, and copay amounts.
Rate Summary - These are the employee rates for the Minnesota Advantage Health Plan organized according to employer contribution percentages.
FAQ – Related SEGIP Participants - These FAQs have information for family members who are each eligible for their own individual SEGIP benefits, but are interested in being covered under one family policy.
Advantage High Deductible Health Plan (HDHP) is available to employees covered by the Commissioner’s Plan, Managerial Plan, and most unrepresented employees. The Minnesota Advantage Health Plan will still be offered to these employees, but they will now have the option to choose the high deductible health plan with an accompanying Health Savings Account (HSA).
Summary of Benefits HDHP - This document provides a description of the medical coverage available to SEGIP members through the Minnesota Advantage High Deductible Health Plan (HDHP).
Summary of Material Modifications - This document notes changes to the Summary of Benefits.
HDHP Design - A chart outlining benefits, coverages, and copay amounts.
HDHP Rates - These are the employee rates for HDHP organized according to employer contribution percentages.
HDHP FAQ - Frequently asked questions about the Minnesota Advantage High Deductible Health Plan and Healthcare Savings Account.
CVS Caremark® is the pharmacy benefit manager (PBM) for the Advantage Health Plans regardless of the plan administrator under which you enroll.
When the amount you have paid for prescriptions for yourself or a covered family member has reached the out-of-pocket maximum, the plan will pay all remaining eligible expenses for that year.
You may have prescriptions filled at any pharmacy in the CVS Caremark network.
We recommend (not required) that you set up an account at the CVS Caremark website once you have received your identification card. The member portal will give you access to:
- visit the Pharmacy Checker to find an in-network pharmacy.
- find formulary costs for prescriptions using the Check Drug Cost feature.
90-day supply is available through Mail-order or pick-up at a CVS pharmacy for two copays versus three.
Notice of Creditable Coverage
An important notice from Minnesota Advantage Health Plan about your prescription drug coverage and Medicare.
Clinical Documentation for the State Employee Group Insurance Program.