When you get married, you can make certain corresponding changes to your insurance benefits for yourself, your new spouse, and eligible dependent children through age 26, including any new stepchildren.
You may change your medical, dental, spouse life, child life, and pre-tax benefits.
Medical and dental
Add medical and dental coverages by submitting the Application to Change Insurance Coverage form.
Following the request to add a dependent, you will be asked to provide proof of dependent eligibility. A detailed letter asking for the appropriate documentation will be sent to your home.
Drop medical and dental coverage by submitting the Application to Change Insurance Coverage form.
If you are dropping medical coverage for yourself, and you receive the full employer contribution, you must also submit the Waiver of Medical Coverage form and provide acceptable proof of other coverage for yourself, your spouse, and eligible dependents.
You cannot change your medical or dental plan administrator.
Life insurance
Add optional life coverages by completing the Optional Application (child life insurance and spouse life insurance up to $10,000 without evidence of insurability (proof of good health).
Pre-tax accounts
You may start or increase an existing Medical and Dental Expense Account (MDEA).
You may start or increase an existing Dependent Care Expense Account (DCEA).
You can make changes to your MDEA and/or DCEA by completing and returning to SEGIP the Change in Participation form.
You must add medical, dental, and optional life coverages within 30 days of the marriage, including the day of the marriage.
You must drop medical, dental, and optional life coverages within 60 days of the marriage, including the day of the marriage.
Pre-tax Accounts
Changes to pre-tax benefits must be made within 30 days of the marriage, including the day of the marriage.
Timing is everything
An enrollment is completed by submitting the required forms to the SEGIP office no later than the last day of the enrollment period.
If the enrollment is not completed within the allowed period, your next opportunity to change your coverage is during the next annual Open Enrollment or upon another qualified life event.
Changes to medical, dental, and optional life (amounts allowed without providing evidence of insurability (proof of good health) are effective the date of your marriage.
Changes to your MDEA and DCEA pre-tax accounts take effect the date of your marriage or the first day of the pay period in which SEGIP receives your completed form, whichever comes later.
These changes can be made to your benefits at any time:
You can make changes to Employee Additional Life, Spouse Life, Employee AD&D, Spouse AD&D, and Short Term Disability, by completing the Optional Application form.
You can make changes to your Parking Expense Account (PKEA) and Bus Pass/Vanpool Account (BVEA) by completing and returning to SEGIP the Transit Change in Participation form.
Be sure to make these updates if needed:
Name changes: submit this change to your Human Resource office.
Address changes: you update your address in Employee Self Service.
Tax withholdings: contact your agency’s payroll department.
Retirement account: contact MSRS at info@msrs.us, 651-296-2761, or 800-657-5757.
Life and AD&D beneficiary changes: Securian Financial (Minnesota Life).
