Marriage

Medical, Dental, and Vision

Add your spouse and their children to your medical, dental, or vision coverage:

• Fill out a Qualifying Status Change form. Send it to SEGIP.

• Watch your mailbox at home for a letter from SEGIP. You need to provide a photo copy of your marriage certificate, etc. You will find examples of what's required on the Family Eligibility webpage.

• Send SEGIP copies of the documents asked for in the letter. You need to prove that the people you are adding are eligible to be covered by you.

You cannot switch between Blue Cross and HealthPartners or Delta Dental and HealthPartners Dental.

Drop your medical, dental, or vision coverage:

• Fill out a Qualifying Status Change form.

If you are dropping medical coverage, you likely have to take another step. If you get the full employer contribution (your job pays the maximum for your medical insurance), you must fill out a Waiver of Medical Coverage form. You get the full contribution if you pay $20.92 per paycheck for single or $142.71 for family coverage. Complete the form and send it to SEGIP. Also:

• Show proof of other health insurance for you.

• If you cover family, show proof for them too.

• Follow the form’s steps.

This helps the state follow federal rules.

If you pay more than the amounts above, you get partial or no help from your employer. In that case, you just need to complete a Qualifying Status Change form and send it to SEGIP. You do not need to send proof that you have other coverage.

Pretax Expense Accounts

Start or increase existing Medical/Dental or Dependent Care expense accounts.

• Fill out the Enroll/Change form.

• Send the form to SEGIP.

Medical, Dental, Vision, and Life Insurance

• 30 days from the date of your marriage to add coverage for your spouse and child(ren). The date of the marriage is day 1.

• 60 days from the date or your marriage to drop coverage. The date of the marriage is day 1.

Pretax Expense Accounts

• 30 from the date of your marriage. The date of the marriage is day 1.

The effective date for changes to your medical, dental, vision, and life insurance depends on the date you were married. If you:

• Married before July 1, 2025 the effective date is the date of your marriage.

• Married after July 1, 2025 the effective date is determined by both the date of your marriage and when SEGIP gets your forms and proof. For example:

  • If you get married Sept. 5, 2025 and SEGIP gets your information before Oct. 1, 2025 the coverage is effective Oct. 1. The coverage can't take effect before you are married.

  • If you get married Sept. 5, 2025 and SEGIP gets the information on Oct. 1, the coverage is effective is Nov. 1.

  • If you get married Sept. 5, 2025 and SEGIP gets your information on Oct. 3,  the coverage is effective Nov. 1.

  • If you get married Sept. 5, 2025 and SEGIP gets your information after Oct. 4, you will likely have to wait until Open Enrollment, although there are events that qualify you to make some changes outside of Open Enrollment. 

Changes to your medical/dental or dependent care pretax expense accounts take effect whichever date is later:

• The date of your marriage.

• The first day of the pay period in which SEGIP receives your completed form.

The effective dates above assume you have met the deadlines.

Changes You Can Make Anytime

Life and Disability Insurance

Fill out and send the Optional Insurance Application form to SEGIP to change: 

• Additional life and accidental death and dismemberment for you

• Life and accidental death and dismemberment for your spouse

• Short-term disability for you

Securian or MetLife will contact you if they need proof you are in good health. It's called evidence of insurability. 

Pretax Transit Expense Accounts

Fill out and send the Enrollment and Change form to SEGIP to change:

• Parking expense account

• Bus/vanpool expense account

Don’t Forget These Updates

Keep your info current:

• Name change: Tell your HR office

• Address or email change: Update it in Employee Self Service

• Tax withholdings: Contact your payroll office

• Retirement accounts: Contact MSRS at info@msrs.us or 651-296-2761 or 800-657-5757

• Beneficiaries for life and accidental death insurance: Securian Financial at segip@securian.com, 1-877-494-1714 or through their website

Go to the Find a Form page for most forms.

Pretax expense account forms are on the Benefit Resource (BRI) website.