Paying by Automated Clearing House (ACH) Credit

What is an Automated Clearing House (ACH) Credit?

ACH Credit is a banking term that applies to the electronic transfer of funds in which you, the customer, initiate the transaction by instructing your bank to transfer funds from your bank account to the Minnesota Unemployment Insurance and/or Paid Leave fund's bank account. Your banking institution may require you to install software on your computer to create a file that the bank can use to process the ACH-Credit transaction. Be aware that your bank may also charge you a fee for this service.

Credit transfers

To make a payment by credit transfer, you must first contact your bank to confirm that they offer ACH credit origination services. If they do offer this service, you can request that they transfer funds for the amount you specify to the state's bank account for:

  • Unemployment Insurance (UI) 
  • Paid Leave

Your bank will need the Minnesota UI and Paid Leave fund's bank information (listed below) to complete this transfer.

Credit banking formats

Supplemental filing information must be sent with your electronic payment using the ACH standard CCD+ formats. If your bank offers this service, they will have this information available.

Routing and account information for ACH credit

Use the Department's banking and account number information below for making payments for Unemployment Insurance and Paid Leave.

Table showing banking account information for making payments for Unemployment Insurance and Paid Leave.
Details Unemployment Insurance Paid Leave
Bank name and address: US Bank National Association
800 Nicollet Mall
Minneapolis, MN 55402
US Bank National Association
800 Nicollet Mall
Minneapolis, MN 55402
Name of account: State of Minnesota
Dept of Emply and Econ Development
State of Minnesota
Dept of Emply and Econ Development
Bank ABA number: 091000022 091000022
Bank name: US Bank US Bank
Account number: 104774436109 167503920248


What tax type code should I use?

No Tax Type Code is required. This field should remain blank.