Medical Plan: Minnesota Advantage Health Plan
Make changes to your medical insurance.
- Employees may choose Blue Cross or HealthPartners.
- Add or drop your spouse, children, or other dependents.
- Continue waiving medical coverage.
- Waive medical coverage for the first time.
Learn more:
- Between Oct. 30 and Nov. 19, visit Blue Cross and Blue Shield of Minnesota and HealthPartners for more information. You'll find an Open Enrollment video on each website.
- The cost level of the clinic you choose determines in part how much you pay when you get care. The lower the cost level, the less you pay. Review details and compare the differences across cost levels 1, 2, 3, and 4.
- Find a clinic's Blue Cross or HealthPartners clinic ID number.
- Get care outside of Minnesota and the counties that border the state (Out-of-Area Care) in 2026. Learn more about getting care outside of the service area.
Waive Medical Insurance Enrolling a Spouse or a Child
Minnesota Advantage Health Plan
The table below shows how much you will pay each month for medical insurance in 2026. The amount shown is based on a full employer contribution.
Premiums
| Level of coverage
|
Current (2025) monthly premium rates
|
NEW (2026) monthly premium rates
|
|---|---|---|
| Single
|
$41.84 | $48.94 |
| Family
|
$285.42 | $333.92 |
| Partial employer contributions
|
All 2025 rates | All 2026 rates |
Schedule of Benefits for Cost Levels
The schedule of benefits provides more information about the different cost levels that impact how much you pay when you get care.
High Deductible Health Plan
If your insurance follows the Manager’s Plan or the Commissioner’s Plan, you are eligible to enroll in the High Deductible Health Plan (HDHP).
View more information and rates about the High Deductible Health Plan below.
| 2025 | 2026 |
|---|---|
| Rates | Rates |
| Health Plan Design | HDHP Schedule of Benefits
|
| HSA Change in Contribution | HSA Change in Contribution |
Find out more about medical benefits outside of open enrollment.