Dental Plan: The State Dental Plan

New for 2026

Changes to Orthodontia, Networks, and More 

Starting Jan. 1, 2026 your dental plan will pay more for braces, retainers, and other orthodontic care. 

• The plan pays up to $3,200 per person for orthodontic care. It’s the new lifetime maximum.

• Your lifetime maximum stays the same even if you switch between Delta Dental Group 216 and HealthPartners.

You now have access to a national dental network through Delta Dental or HealthPartners Dental.

The national network coverage gives you more choices if you see a dentist outside Minnesota who is not in the State Dental Plan network. 

When you use a dentist in the Delta Dental or HealthPartners national network, you pay:

• Exams, x-rays, and preventive care: $0
• Fillings, gum treatment, dentures, implants, and similar services: 40% of the cost 
• Single coverage deductible: $100 
• Family coverage deductible: $300 

Premiums You Pay Each Month

(based on full employer contribution)

Details on what is covered and how in the State Dental Plan:

The schedule of benefits has the details about your coverage. Find out how the different services are covered and how where you go determines in part what you pay. You pay just 20% of the cost of your care when you see a provider in the State Dental Plan network. You pay 40% of the cost of your care if you see a provider in your Delta Dental or HealthPartners Dental national network. You pay for 50% of the cost for your care if you see a provider who is not in your plan administrator's network.

• Review the 2026 schedule of benefits
• 2025 schedule of benefits

Visit the Dental Benefits page for more information.