New Legal Plan
The Legal Plan through MetLife has two levels of service.
- All employees have access to MetLife's self-help document library. There you can complete simple legal forms on your own.
- Access to attorneys and other services is $16.16 a month. The coverage includes you, your spouse, and your dependents. When you enroll, you get access to experienced and vetted attorneys online, by phone, or in person. The plan pays attorney fees. Outside costs such as filing fees, fines, etc. still apply.
Self-help document library
- Living wills
- Powers of attorney
- Deeds and promissory notes
- Premarital agreements
MetLife offers this service through Standard Legal. Go to MetLife's Legal Plan website to learn how to create an account.
Reminder: Legal document libraries and limited legal advice are available through two other benefits: employee assistance and your basic life insurance.
Access to attorneys
Legal advice and representation for more than 80 issues, including:
- Wills and estate planning - Last will and testament, trust funds, asset distribution, etc.
- Relationship changes - Marriage, separation, divorce, etc.
- Family law matters - Custody, adoption, child fostering, immigration assistance, school hearings, Social Security disability, etc.
- Real estate - Buying or selling a house, land disputes, etc.
- Minor legal infractions - Traffic violations, civil cases, property disputes, etc.
- Consumer protection - False advertising, unfair business practices, etc.
- Money matters - Negotiations with creditors, bankruptcy, asset protection, taxes etc.
- Personal protection - Identity theft, fraud, etc. personal safety order, review of any personal legal document
- Contract law - Understanding, interpreting, and identifying potential issues such as loopholes, handling sensitive information, compliance, etc.
- Sending kids to college - Security deposit costs, lease documents, student loans, etc.
- Caring for aging parents - Nursing home agreements, Medicare/Medicaid, hospital bills, etc.
- Civil lawsuits - Small claims assistance, pet liabilities, administrative hearings, etc.
Other services include:
- TurboTax online tax preparation and filing software. This benefit includes one federal and one state tax filing a year.
- Four hours of an attorney's time for non-covered matters that are not otherwise excluded.
- Digital notary and signing. It is allowed in Minnesota, South Dakota, North Dakota, Iowa, and Wisconsin. It is not available in all states.
Excluded:
Read the fine print in the documents on the MetLife Legal Plan website. A few examples of matters that are excluded include:
- DUIs
- Those involving your employer, MetLife and affiliates and plan attorneys
- Appeals and class actions
- Farm and business
- Patent, trademark and copyright
- Those for which an attorney client relationship exists prior to you buying the legal plan
- And more
Learn more about the MetLife Legal Plan.
Between Oct. 30 and Nov. 19 you may sign up for the MetLife Legal Plan in Self Service. The $16.16 per month premium will come out of your paycheck, after taxes, starting in January 2026.