Life, Disability and Manager's Life Insurance

Life Insurance

Find out more about life insurance.

Long-term Disability Insurance 

  • Premiums are listed below.

Short-term Disability Insurance

If you already have the benefit it will continue in 2026. Premiums are listed below. Outside Open Enrollment, you may sign up for short-term disability coverage if you provide evidence that you are in good health. It's called evidence of insurability. 

Find out more about short- and long-term disability insurance.

Manager's Income Protection Plan (IPP)

The Manager's Income Protection Plan (IPP) is a combined life insurance and disability benefit available to managerial level employees. During Open Enrollment you can reduce the amount of time you have to wait before the benefits take effect. It's called the elimination period. You can reduce the wait by 30 days. If you want to reduce the wait by more than 30 days, you need to provide evidence of good health.

Find out more about the Manager’s Income Protection Plan

Rates

2025 2026

Optional Life Rates
Long-Term Disability Rates
Short-Term Disability Rates
IPP Rates

Optional Life Rates
Long-Term Disability Rates
Short-Term Disability Rates
IPP Rates
IPP Calculation Sheet