Open Enrollment Information for Retirees

2026 Insurance Benefits


Under Age 65

Go to the 2026 clinic directory to double-check your Primary Care Clinic's (PCC) 2026 network availability and cost level.

2026 Monthly Medical Premiums

Medicare coverage for retired individuals 65 and older, including a retiree’s survivor:

  • Blue Cross and Blue Shield of Minnesota Coordinated Plan: $413.00
  • HealthPartners Medicare Group Solution: $548.50

You will receive a separate invoice to cover dependents under age 65. 

Minnesota Advantage Health Plan coverage for people under 65:

  • Individual (retiree, spouse, dependent, or survivor): $979.02
  • Family (retiree or survivor and more than two dependents): $2,878.98

2026 Monthly Dental Premiums

  • Retiree or surviving spouse: $48.34
  • Retiree or surviving spouse and family, including dependents up to age 26: $143.06

Combined Rates

2026 Combined Retiree Rates