Former Employees with Disabilities (FEWD)

A FEWD is a former employee who became totally disabled while employed and may be eligible to continue health and/or dental insurance benefits through SEGIP if considered totally disabled.

As a FEWD you and your eligible family members may be eligible to continue your medical and dental coverage at your own expense, if a physician determines you as totally disabled. You pay the full cost of coverage for yourself and your eligible family members.
FEWD may continue to participate in the Advantage Plan even after turning age 65 and/or obtaining Medicare.
To determine your continuation status as a disabled employee, or for more information:
- Contact your human resources department or a SEGIP representative.
- Review the FEWD Booklet which is updated annually for Open Enrollment.
- See the Disability Waiver Process for step by step guidelines.

Rate information
Use the following documents to find out medical and dental rates for Former Employees with Disabilities (FEWD).
- FEWD Medical rates - updated annually
- FEWD Dental rates - updated annually
Should you leave employment as a Retiree or as a Former Employee With Disabilities (FEWD)?
If you have been on medical leave for more than six months, you may have the option to continue health and/or dental coverage in SEGIP as a FEWD or as a Retiree when you separate from state employment.
- You must weigh the option of continuing coverage as a FEWD versus as a retiree. Contact SEGIP for more information to help you make this choice.
- If you qualify for retirement, it is usually to your benefit to select the retirement benefit for insurance purposes.
- You must make the decision to retire while on medical leave.
- It is important to realize that your decision to leave employment as either a retiree or FEWD will not dictate which pension benefit you are eligible to receive.
- Explore your retirement benefit options on the Retirement Benefits page.