12/4/2019 9:47:03 AM
The rising cost of health care is hot topic in the U.S. Insurance is expensive because health care is expensive. One of the benefits of working for the State is our Minnesota Advantage Health Plan, which is a highly competitive insurance package. Our Insurance team works year-round so we can continue to offer comparatively low rates combined with a broad network, and primary care clinic cost levels play a key role.
As a SEGIP member, you designate a primary care clinic that is responsible for managing your care, including referrals to most specialists. Clinics have one of four cost levels assigned to them. The lower the cost level, the less you’ll pay in out-of-pocket costs. This tiered system encourages you to get care with the most cost-efficient providers among a broad network, all while saving money for the State and all our employees.
Here is how we determine primary care clinic cost levels each year:
We complete this process on an annual basis to challenge health systems and clinics to offer competitive pricing and so we can keep costs low for the State and our members.
Do you know what cost level your primary care clinic is in? Make sure to check using the Find a Clinic tool.