2025 Benefits for Retirees
Under Age 65
Go to the 2025 clinic directory to double-check your Primary Care Clinic's (PCC) 2025 network availability and cost level.
Age 65 or Older Who Carry Insurance for Dependents Under 65
Page 21 of the book mailed to a retiree's home during Open Enrollment displayed incorrect premiums. The correct details are in this letter and in the book's online PDF.
2025 Monthly Medical Premiums
Medicare coverage for retired individuals 65 and older, including a retiree’s survivor:
- Blue Cross and Blue Shield of Minnesota Coordinated Plan: $385.00
- HealthPartners Medicare Group Solution: $382.20
- UCare Medicare Group (closed to new enrollment): $375.00
You will receive a separate invoice of $1,623.90 to cover more than one dependent under age 65.
Minnesota Advantage Health Plan coverage for people under 65:
- Individual (retiree, spouse, dependent, or survivor): $836.76
- Family (retiree or survivor and more than two dependents): $2,460.66
Combined Rates
Additional Detail
Below are the current versions of the books mailed to a retiree's home for Open Enrollment 2025.
Information for retirees who are:
- Under age 65 and age 65 and older with dependents (correction for print book page 21)
- 65 and older with Blue Cross or HealthPartners
- 65 and older with UCare