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Health/Dental/Vision Insurance
Health Insurance
The Minnesota Advantage Health Plan is the medical benefits program available for state employees. Choose from among two (2) Health Carriers: BlueCross BlueShield and Health Partners. Each plan provides comprehensive health benefits, flexibility to make choices that best fit your needs, free preventive care services, a prescription drug program (CVS Caremark), low out-of-pocket expenses, and clinic locations throughout the state and bordering communities. Health insurance may be provided at a monthly cost to you, and family coverage is also available. You may pay your share of health and dental premiums with pre-tax dollars if you are paid through the State's Central Payroll, which will save you money.
Primary Care Clinics are selected from a list of participating clinics, which determines your co-pay and out-of-pocket expenses. Convenience Care Clinics provide a reduced cost-effective alternative to family care clinics for minor illnesses, tests, and vaccinations. Depending on what plan you choose, certain Online Care Benefits may also be accessed, which include Doctor on Demand, Teladoc, and/or Virtuwell, at a reduced cost, without leaving the comfort of your home, office, or work location.
Dental Insurance
Choose from two (2) Dental Carriers: Health Partners or the State Dental Plan (Delta Dental). Each plan provides comprehensive coverage for most conditions requiring dental diagnosis and treatment, including orthodontic treatment. All plans also cover a broad range of preventive services.
Dental insurance may be purchased as a new employee on an optional basis for yourself and your dependents. Dental is generally open every other year to enroll.
Vision
The MetLife Vision is an optional plan designed to supplement your family’s medical coverage. It is available to benefits-eligible employees, whether you’re enrolled in the state’s MN Advantage Health Plan or are covered elsewhere. MN Advantage Health Plan members may select the MetLife Vision plan, no matter which plan administrator you are enrolled in for your medical coverage, including BlueCross BlueShield and HealthPartners. While our medical plan covers your eye exam, the MetLife Vision plan helps cover the costs of eyeglasses or contact lenses and offers discounts on LASIK and more. Go to MetLife’s SEGIP webpage for details about your coverage and how to use it.
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Life/ADD/Disability
Life Insurance
The state offers both Basic Life Insurance and Optional Life Insurance coverage. SEGIP provides basic term life insurance based on your annual salary at no cost to you. Additional term life insurance is also available and may be purchased for yourself, your spouse, and eligible children at a minimal cost.
Accidental Death and Dismemberment Insurance
This optional benefit is available for both an employee and their spouse. It provides coverage for death or dismemberment due to an accident.
Disability Insurance
Optional disability insurance offered through the state will help replace lost income should you become totally disabled.
Short-Term Disability insurance provides you with income for up to 180 days if you become totally disabled due to a non-work-related injury, illness, or pregnancy.
Long-Term Disability insurance provides you with income beyond 180 days of total disability for an injury, illness, or pregnancy.
Managers' Income Protection Plan - long-term disability and special basic life coverage are combined for employees covered in the Managerial Plan.
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Pre-Tax Benefits
Pre-tax benefits can provide you with tax savings by allowing you to pay for your health and dental expenses, eligible dependent daycare, out-of-pocket medical, dental, and work-related transportation expenses with tax-free dollars. Contributions towards these accounts are taken from your paychecks before taxes are deducted, and since you pay less in taxes, your net income may be greater. Visit the BRI site for more information: https://www.benefitresource.com/.
- Dependent Care Expense Account – This benefit allows you to pay for certain dependent care (day care) expenses for eligible dependents with pre-tax dollars.
- Medical/Dental Expense Account – This benefit allows you to pay for certain qualified medical and dental expenses for you, your spouse, and eligible dependents with pre-tax dollars.
- Health and Dental Premium Account – The amount you pay for your health and dental insurance is automatically withdrawn from your pay before it is taxed.
- Transit Expense Account – This benefit allows you to pay for certain costs associated with your work-related commute with pre-tax dollars
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Retirement
Eligible state employees are automatically enrolled in a retirement plan through the Minnesota State Retirement System (MSRS). The General Plan is the largest plan administered by the MSRS. The Correctional Employees Retirement Plan covers some positions at this agency. As a member of this program, both the employee and the employer contribute to your retirement fund.
The Deferred Compensation Program is optional and another way to save for retirement and defer taxes. With this program, a portion of your income is deposited in a tax-deferred account. A wide variety of investment options are available to help you meet your retirement objectives. Pre-tax or Roth after-tax options are available. Some contracts/plans offer a specified employer match or an option to convert vacation leave to deferred compensation.
The Health Care Savings Plan is another way to save money, tax-free, to use upon termination of employment to pay for eligible health care expenses. Participation eligibility is determined by contracts and plans.
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Wellness/Employee Assistance
Wellness programs can help you get started on a healthier, stronger you. Personal health assessments, follow-up programs, and health coaching are available. Programs are offered free of charge by phone or online.
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Value Added Benefits
The legal plan through MetLife offers a free self-help document library that all benefit-eligible employees are welcome to access to complete legal forms on their own.
Enroll in the legal plan when you are first eligible for benefits or during Open Enrollment to get access to attorneys and other services. Review information on the MetLife Legal Plan website for complete details.
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Paid Days Off/Other Benefits
Vacation Leave - Eligible full-time employees may accrue vacation days each year, as outlined in contracts and plans. As the length of service with the state increases, the amount of vacation time accrued may also increase. Eligible part-time employees may accrue vacation leave based on hours worked.
Sick Leave - Eligible full-time employees may accrue sick days per year, as outlined in contracts and plans. Eligible part-time employees may accrue sick leave based on hours worked.
Paid Holidays - There are eleven (11) paid holidays and one (1) personal holiday each year, which are listed in contracts and plans.
- Leave of Absence
- Several types of leave are available, each with specific descriptions and eligibility criteria outlined in the applicable contracts and plans. These include bereavement, court appearance, jury duty, military, medical, parenthood leave, and more.
- Family and Medical Leave
- Qualifying employees are eligible for up to 12 weeks of unpaid leave under the Family and Medical Leave Act, for certain family or medical situations. While on unpaid leave, the employer’s contribution to your insurance coverage continues, and your job is protected.
- Minnesota Paid Leave (MPL)
- Minnesota Paid Leave (MPL) is a new state program that started on January 1, 2026. MPL offers payments and job protection so people can take time off work to care for themselves or their loved ones during some of life’s most important moments. To gather more information, the DOC has created a MPL Frequently Asked Questions document.
- This program is administered through DEED. For more information or to apply for MPL, visit the Minnesota Paid Leave site.
- Combined Charities Campaign
- State employees may make contributions to the state's combined charities campaign, which has raised millions for Minnesota organizations.
- Vacation Donation Program