Individual Market Proposed Average Rate Changes for Plan Year 2027 

The summary table below provides an overview of the proposed average rate changes from 2026 in the individual health insurance market, as reported by the insurers.  

It is important to note these are the initial rates proposed by the insurers and filed with the Departments. Rates are subject to review and approval by the Departments, and the final approved rates may vary from these proposed rates for many reasons.  

Additionally, the actual rate change a consumer will experience in 2027 can vary from the average – with factors such as specific plan, geographic rating area, and age playing a major role. 

Aspirus Health Plan will be new to the exchange for Plan Year 2027. While UCare individual plans were supported throughout Plan Year 2026 to ensure a smooth transition for Minnesotans after the company was acquired by Medica, UCare plans will no longer be available in Plan Year 2027.

Small Group Market Proposed Average Rate Changes for Plan Year 2027

The summary table below provides an overview of the proposed average rate changes from 2026 in the small group health insurance market, as reported by the insurers.  

It is important to note these are the initial rates proposed by the insurers and filed with the Departments. Rates are subject to review and approval by the Departments, and the final approved rates may vary from these proposed rates for many reasons. 

Additionally, the actual rate change a consumer will experience in 2027 can vary from the average – with factors such as specific plan, geographic rating area, age, and renewal date playing a major role.