Individual Market Final Average Rate Changes for Plan Year 2027
The summary table below provides an overview of the final average rate changes from 2026 in the individual health insurance market, as reported by the insurers.
The actual rate change a consumer will experience in 2027 can vary from the average – with factors such as specific plan, geographic rating area, and age playing a major role.
| Insurer | Average Final Rate Change from 2026 to 2027 |
|---|---|
| Aspirus Health Plan, Inc. | New issuer for 2027 |
| Blue Plus | 17.3% |
| HealthPartners, Inc. | 21.1% |
| HealthPartners Insurance Company | 18.0% |
| Medica Insurance Company | 13.8% |
| Quartz Health Plan MN | 10.0% |
Aspirus Health Plan will be new to the exchange for Plan Year 2027. While UCare individual plans were supported throughout Plan Year 2026 to ensure a smooth transition for Minnesotans after the company was acquired by Medica, UCare plans will no longer be available in Plan Year 2027.
Small Group Market Final Average Rate Changes for Plan Year 2027
The summary table below provides an overview of the final average rate changes from 2026 in the small group health insurance market, as reported by the insurers.
The actual rate change a consumer will experience in 2027 can vary from the average – with factors such as specific plan, geographic rating area, age, and renewal date playing a major role.
| Insurer | Average Final Rate Change from 2026 to 2027 |
|---|---|
| Blue Cross Blue Shield of MN | 13.6% |
| Blue Plus | 10.6% |
| HealthPartners, Inc. | 11.5% |
| Medica Insurance Company | 18.9% |
| Quartz Health Plan MN | 12.4% |
| Sanford Health Plan of MN | 15.0% |
| UnitedHealthcare Insurance Company | 21.4% |
| UnitedHealthcare of Illinois, Inc. | 19.2% |
Learn more about the plans available in each Minnesota county and average monthly premium amounts on the 2027 County-by-County Maps page.