What is Open Enrollment?

Open Enrollment is the time to:

• Review your health insurance and understand what will change next year if you already have a plan.
• Get different health insurance if your current coverage is too expensive or if it won’t meet your needs next year.
• Get health insurance if you don’t already have it. 

Review your costs

Read your open enrollment notices and look for any changes to: 

• Monthly premium 
• Coinsurance and copayment amounts 
• Deductible amount 

If any of these costs will change, can you afford the new costs? If you cannot afford the new costs, you can look for other plans from MNsure.

Review your providers

You should also check to see if your doctors and clinics will still be covered by your health plan. If your current doctor or dentist is no longer covered by your current health plan you can look for other plans from MNsure.

Make changes if needed

If you need to make changes to your health insurance coverage or choose a different plan, now is the time. 

When is Open Enrollment?

Open Enrollment is from November 1, 2024 through January 15, 2025. You’ll need to enroll by December 15 to have coverage starting on January 1, 2025. Enroll by January 15 to have coverage start on February 1, 2025.

MNsure-certified Navigators can help!

If you have questions or are feeling overwhelmed by the process, there’s help! MNsure’s expert Navigators can guide you through the process and help you understand your options.

To find a Navigator, go to the MNsure Assister Directory. 

If you have questions about finding a Navigator, you may contact us.

The following video provides this information in ASL with English voiceover and English captions.