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Employers

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Minnesota Secure Choice Retirement Program Employers Overview

Employers with five or more employees who do not offer employees a retirement plan are required to enroll in the Minnesota Secure Choice Retirement Program. Employers may not opt out of the Program.

Implementation Timeline

The Program is expected to be available between January 1, 2026, and March 30, 2026, and employers will be given time after that to enroll in the Program and begin payroll deduction contributions. The Program will help employers get started.

Employers Frequently Asked Questions

Questions include requirements, contribution, responsibility and cost to Employers.

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