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What is long-term care?

Long-term care includes medical and non-medical care to meet health and personal care needs. It helps people with daily activities when they are unable to do them for themselves. You may need this kind of help as you grow older or have a chronic illness or disability.

Long-term care includes help with bathing, dressing and other personal care. It also includes help for people with memory loss such as someone who has Alzheimer's Disease.

Your health insurance and Medicare only pay for this kind of care in very limited circumstances. There is a difference between health care and long-term care. Health care provides medical treatment for health conditions or illness. This is usually for a short period of time. Long-term care provides help with daily activities over a longer period of time.

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