You may need long-term care at any point in your life.
You may need long-term care if you:
Are seriously injured or have a temporary or permanent disability
Become weak or frail as a result of old age
Develop a cognitive impairment that causes memory loss of confusion
Have a chronic condition that limits your daily activities.
70% of those over age 65 will need long-term care at some point in their lives
40% of all long-term care is provided to persons under age 65