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Title: Credit Union Certificate of Organization
Alternate Title:
Description: A credit union is a cooperative financial institution organized to promote savings among its members and provide a source for loans. The membership is formed around a common bond based on a sponsored company, association or community. Credit union member share accounts are required to be insured by the National Credit Union Administration (NCUA). Minnesota Department of Commerce
Subject: Banking
Financial Institutions
Loans and Lenders
Creation Date: 9/11/2008 2:12:09 PM
Modification Date: 9/13/2019 8:21:25 AM
Agency Name: Commerce, Minnesota Department of
Agency URL:
Agency Description: The Minnesota Department of Commerce is the chief regulator for the banking, energy, insurance, real estate, securities, telecommunications industries and also operates Minnesota's Unclaimed Property.
Agency Phone: 651-539-1600
Agency Fax: Agency URL:
Agency Address:
85 7th Place East, Suite 500

St. Paul
Division Name: Financial Institutions Division
Division URL:
Division Description:
Division Phone: 651-539-1709
Division Fax: Division URL:
Audience: Hold Application URL:
Renewal URL:
Versa URL:

The Minnesota Department of Commerce supervises and examines state-chartered credit unions to determine the safety and soundness of operations plus fair and equal treatment of members. We support the state's economy through safeguarding Minnesota's credit unions. Commerce enforces laws, rules, and regulations under Minn. Stat. Chapter 52


Credit Unions





Rules: 2675.6100 - .6290

Statutes: 52

Credit Union Application (.pdf)
Forms to establish a State Chartered Credit Union.
Credit Union Merger (.pdf) 
Forms for merger of credit unions.
Credit Union Small Group Application (between 500 and 3,000) (.pdf)
Petition by a group of 500 to 3,000.
Credit Union Small Group Application (under 500) (.pdf)
Petition by a group under 500.
Federal Credit Union to State Chartered Credit Union Application (.pdf)
Forms to convert from a Federal Credit Union to a State Chartered Credit Union.
State Credit Union to Federal Credit Union Application (.pdf) 
Forms for a State Chartered Credit Union to convert to a Federal Credit Union.


Contact the department or obtain the application forms at Credit Unions


Application fee - $1,000

Period of Issuance:

Perpetual or until suspended, liquidated or merged.

Length of Determination: 60 days upon receipt of a completed application, which includes approval of deposit insurance by the NCUA.
Other Info:
Activity: Loans (Non-Bank Lenders)
License Detail URL:

Credit Unions

Financial Institutions

License Lookup Directory

Minnesota Department of Commerce

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