The Minnesota Department of Commerce regulates a wide range of non-depository financial institutions.

The Department’s oversight includes licensing, supervision and enforcement for non-depository financial institutions in three main areas: (1) mortgage origination and servicing, (2) money services businesses, and (3) various consumer finance companies that include student loans. Additionally, the Department is also the agency for non-depository financial institutions to report a cybersecurity event.

Please click on the appropriate box below for information on our programs, including how to apply for a license. Please go to the “Fraud & Complaints” tab above to file a complaint related to one of our licensees. Debt collection licensing is handled under the “Licensing” tab above.