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Title: Collection Agency and Debt Collector
Alternate Title:
Description: Collection agency means and includes any person engaged in the business of collection for others any account, bill or other indebtedness except as hereinafter provided. It includes persons who furnish collection systems carrying a name which simulates the name of a collection agency and who supply forms or form letters to be used by the creditor, even though such forms direct the debtor to make payments directly to the creditor rather than to such fictitious agency. Collector is a person acting under the authority of a collection agency and on its behalf in the business of collection for others an account, bill, or other indebtedness. Minnesota Department of Commerce
Subject: Debt Collection
Creation Date: 9/11/2008 2:11:54 PM
Modification Date: 2/25/2021 5:14:04 PM
Agency Name: Commerce, Minnesota Department of
Agency URL:
Agency Description: The Minnesota Department of Commerce is the chief regulator for the banking, energy, insurance, real estate, securities, telecommunications industries and also operates Minnesota's Unclaimed Property.
Agency Phone: 651-539-1600
Agency Fax: Agency URL:
Agency Address:
85 7th Place East, Suite 500

St. Paul
Unit Name: Licensing Unit
Unit URL:
Unit Description:
Unit Phone: 651-539-1599
Unit Fax: Contact person(s):
Unit URL:
Audience: Hold Application URL:
Renewal URL:
Versa URL:


Debt Collections

    Agency Registration

     Collector Registration


Statutes: 332


Collection Agency:

* Collection Agency Financial Statement form
* Officer list
* Electronic application at PULSE Portal

Debt Collector Registration:
Electronic application at PULSE Portal

Surety Bond Forms:

Collection Bond Form - Corp. or LLC

Collection Bond Form - Individual

Collection Bond Form - Partnership


Collection Agency:

License - $1,000 ($500 of which is investigative fee) and $9.95 online system vendor fees.
Branch Office - $500
Renewal fee - $400
Reactivation fee (per lapsed license) - $500

Debt Collector:

Registration fee and Renewal- $10

Period of Issuance:

One year.

Length of Determination: 45 days from receipt of complete application.
Other Info:
Activity: Debt Collection
Collection Agency
License Detail URL:

Debt Collections

Financial Institutions

License Lookup Directory

Minnesota Department of Commerce

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