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Eligibility
Cities, counties, townships, sanitary districts or other governmental subdivisions responsible for wastewater treatment are eligible.
Project Requirements
Projects must be included on the Minnesota Pollution Control Agency s Project Priority List and the MPFA s Intended Use Plan. Projects must be certified by the MPCA before the MPFA may approve a loan.
Applicants must demonstrate the financial capacity to repay the loan and that complete financing of the project is in place. Borrowers must issue a general obligation bond to the MPFA as security for the loan.
Allowable Costs
Allowable costs include site preparation, construction, engineering, equipment and machinery, bond issuance, and certain fees and contingency costs. Land costs are not allowable.
Interest Rates
Rates are determined by a market rate index (market scale) or the MPFA s bond market rate (Authority scale), which ever is higher, less a 1.0 percent discount approved by the MPFA. Borrowers with a service area population under 2,500 may be entitled to additional discounts. The type of security pledged to the MPFA, the loan term and principal schedule, and the presence of a significant user will affect the interest rate of the loan.
Terms
Loans are amortized up to a maximum of 20 years, or up to 30 years if the average annual residential cost would exceed 1.4 percent of median household income. Also see Wastewater Infrastructure Fund for possible eligibility for grant assistance.
Applications
Applications are accepted within six months after the intended use plan is approved using the MPFA's loan application forms. The IUP is compiled once a year but may be amended.
Loan Disbursement
Funds are disbursed on a monthly basis as costs are incurred
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Intended Use Plan
The Intended Use Plan (IUP) identifies projects and activities that the MPFA intends to fund from the Clean Water Revolving Fund (CWRF) during the state fiscal year, which runs July 1 to June 30.
Clean Water Revolving Fund Documents
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Applications and Forms
Visit the Minnesota Pollution Control Agency's Clean Water Revolving Fund web page (opens in new browser window).
Intended Use Plan Request Form
Use this IUP request template to apply for placement on the 2026 Clean Water and Drinking Water Intended Use Plans. Submit completed forms by June 6, 2025. Submit one form for each proposed project. Consult this memo for more information and important deadlines for the 2026 Clean Water and Drinking Water Project Priority Lists.
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Contract Packet
The Contract Packet lists required contract conditions that apply to all Clean Water and Drinking Water Revolving Fund projects. It contains forms that must be used in the procurement process.
This packet and the appropriate federal Davis Bacon and Minnesota prevailing wages must be PHYSICALLY included in all bidding solicitation and contract documents, including subcontracts.
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General Contacts
Contact Information
MN Public Facilities Authority
1st National Bank Building, Suite W820
332 Minnesota Street
Saint Paul, MN 55101-1378
MN.PFA@state.mn.us
651-259-7469
1-800-657-3858
Fax: 651-296-8833
Staff Contact Information
Steve Walter, Executive Director
651-259-7472
Karin Berkholtz, Deputy Director
651-274-1742
Jennie Brown, Compliance Coordinator
651-259-7683
Melissa Ralph, Accounting Officer
651-259-7496
Melissa Wilwert, Fiscal and Administrative Specialist
651-259-7295
Kathe Barrett, Senior Loan Officer
651-259-7464
Angela Berrens, Senior Loan Officer
651-259-7497
Mary Jane Schultz, Senior Loan Officer
651-259-7467
Peter Bradshaw, Senior Loan Officer
651-259-7689
Drew Brooksbank, Senior Loan Officer
651-259-7131
Paul Perez, Senior Loan Officer
651-259-7475
Pete Montoya, Senior Loan Officer
651-259-7300
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Regional Contacts
Match a region with the contacts to find the MPFA staff member assigned to your area. For assistance with Lead Service Line Replacement projects contact your regionally assigned loan officer.
