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Prepare and Prosper
Help for eligible individuals to file their tax returns
DESCRIPTION:
Tax assistance for eligible individuals
Tax preparation help can include tax assistance, filling out forms, completing paperwork or filing taxes electronically
MORE INFORMATION
Free tax preparation and financial advice for low to moderate-income clients year round
What's Here
Low Income
Self Employed Individuals
VITA Program Sites
Tax Preparation Assistance
Ombudsman for Mental Health and Developmental Disabilities - State of Minnesota - Region #11 - Hennepin County
Neutral party who investigates consumer complaints
DESCRIPTION:
An ombudsman is a neutral party who investigates consumer complaints. They work with both the consumer and the organization to resolve consumer issues and improve customer service.
MORE INFORMATION
Receives and investigates complaints against government and government regulated agencies and its officials
Assists with the following:
* Service concerns or complaints
* Knowing your rights
* Grievances
* Access to appropriate services
* Ideas for making services better
* Review guardian actions
* General questions and information on services for persons with mental or developmental disabilities, chemical dependence or emotional disturbance
Minnesota State law protects people from retaliation that make complaints in good faith.
Medical Review - Death and Serious Injury Reporting 
* An agency, facility or program must report to this office the death or serious injury of a client within 24 hours of the incident
Civil Commitment Training and Resource Center (CCTRC)
* Helps with information on the Civil Commitment and Treatment Act and related law
What's Here
Developmental Disabilities
State Government Complaints/Ombudsman Offices
Mental Illness/Emotional Disabilities
Health Care Discrimination Assistance
Group Home Residents
Legal Information Services
Substance Use Disorders
Supportive Housing Residents
Patient Rights Assistance
Community Action Duluth - Community Action Duluth - Office
Help for people to gain control of their finances
DESCRIPTION:
Financial management counselors take a look at your personal finance information, help to create a plan to pay off debt or keep on top of bills and provide retirement planning information.
MORE INFORMATION
Provides financial and career coaching.
* Credit building
* Homebuyer counseling
* Asset building
* Debt reduction
* Budgeting
* Increased savings
What's Here
Personal Financial Counseling
Lutheran Social Services of South Dakota - Lutheran Social Service of South Dakota Main Office
Help for people to gain control of their finances
DESCRIPTION:
Financial management counselors take a look at your personal finance information, help to create a plan to pay off debt or keep on top of bills and provide retirement planning information.
MORE INFORMATION
Provides free and low cost financial services to help clients take control of their financial future
Services include:
* Individual budget counseling
* Debt management
* Community education
* Consumer credit counseling services
* Bankruptcy counseling
* Credit report consultation
Services are offered in-person, by phone or through an online portal.
What's Here
Personal Financial Counseling
Debt Management
PROP - People Reaching Out to People
Help for people to gain control of their finances
DESCRIPTION:
Financial management counselors take a look at your personal finance information, help to create a plan to pay off debt or keep on top of bills and provide retirement planning information.
MORE INFORMATION
Financial mentoring for those who would like to work on a budget, understand credit scores, or talk through concerns about their bills.
What's Here
Personal Financial Counseling
Wings for Widows
Help for people to gain control of their finances
DESCRIPTION:
Financial management counselors take a look at your personal finance information, help to create a plan to pay off debt or keep on top of bills and provide retirement planning information.
MORE INFORMATION
Wings for Widows provides personalized financial coaching and education to help the newly widowed gain clarity, confidence, and peace of mind.  
After losing a life partner, widowed persons have to deal with many financial, legal, and administrative matters.  They guide widowed persons through the financial and legal complexities of early widowhood.  
Services include, but are not limited to:
* Financial coaching
* Financial coaching for veterans
* Financial literacy education
* Financial empowerment center
* Financial wellness check
* Resources
* Peer listening and support
* Private Facebook group
What's Here
Widows
Personal Financial Counseling
Lutheran Social Service - LSS Financial Counseling Service - LSS Mankato
Help for people to gain control of their finances
DESCRIPTION:
Financial management counselors take a look at your personal finance information, help to create a plan to pay off debt or keep on top of bills and provide retirement planning information.
MORE INFORMATION
Helps individuals and families:
* Consumer credit counseling - including credit card debt counseling
* Reviewing repayment options
* Mortgage debt counseling
* Reverse mortgage counseling
* Collection debt counseling
* Debt management plans
Services are available for Minnesota residents by phone or virtually. They also offer in-person appointments across Minnesota.
Counselors are fluent in Spanish and Hmong. In addition, American Sign Language (ASL) interpretation is available as needed.
What's Here
Personal Financial Counseling
Debt Consolidation Services
Credit Counseling
Young Adults
Mortgage Delinquency and Default Counseling
Ombudsman for Mental Health and Developmental Disabilities - State of Minnesota - Region #3 - North East
Neutral party who investigates consumer complaints
DESCRIPTION:
An ombudsman is a neutral party who investigates consumer complaints. They work with both the consumer and the organization to resolve consumer issues and improve customer service.
MORE INFORMATION
Receives and investigates complaints against government and government regulated agencies and its officials
Assists with the following:
* Service concerns or complaints
* Knowing your rights
* Grievances
* Access to appropriate services
* Ideas for making services better
* Review guardian actions
* General questions and information on services for persons with mental or developmental disabilities, chemical dependence or emotional disturbance
Minnesota State law protects people from retaliation that make complaints in good faith.
Medical Review - Death and Serious Injury Reporting 
* An agency, facility or program must report to this office the death or serious injury of a client within 24 hours of the incident
Civil Commitment Training and Resource Center (CCTRC)
* Helps with information on the Civil Commitment and Treatment Act and related law
What's Here
Mental Illness/Emotional Disabilities
State Government Complaints/Ombudsman Offices
Supportive Housing Residents
Group Home Residents
Patient Rights Assistance
Legal Information Services
Developmental Disabilities
Health Care Discrimination Assistance
Substance Use Disorders
InCharge Debt Solutions
Help for people to gain control of their finances
DESCRIPTION:
Financial management counselors take a look at your personal finance information, help to create a plan to pay off debt or keep on top of bills and provide retirement planning information.
MORE INFORMATION
A national non-profit credit counseling agency
They offer confidential and professional financial help over the phone. 
Services include:
* Budget and credit counseling
* Debt management
* Bankruptcy counseling and education
* Finance calculators and education
What's Here
Credit Counseling
Young Adults
Debt Management
Consumer Education
Personal Financial Counseling
Lutheran Social Service - LSS Financial Counseling Service - LSS Moorhead
Help for people to gain control of their finances
DESCRIPTION:
Financial management counselors take a look at your personal finance information, help to create a plan to pay off debt or keep on top of bills and provide retirement planning information.
MORE INFORMATION
Helps individuals and families:
* Consumer credit counseling - including credit card debt counseling
* Reviewing repayment options
* Mortgage debt counseling
* Reverse mortgage counseling
* Collection debt counseling
* Debt management plans
Services are available for Minnesota residents by phone or virtually. They also offer in-person appointments across Minnesota.
Counselors are fluent in Spanish and Hmong. In addition, American Sign Language (ASL) interpretation is available as needed.
What's Here
Personal Financial Counseling
Mortgage Delinquency and Default Counseling
Young Adults
Debt Consolidation Services
Credit Counseling
United States Department of Housing and Urban Development (HUD) - United States Department Of Housing and Urban Development (HUD)
Neutral party who investigates consumer complaints
DESCRIPTION:
An ombudsman is a neutral party who investigates consumer complaints. They work with both the consumer and the organization to resolve consumer issues and improve customer service.
MORE INFORMATION
The Housing and Urban Development (HUD) Office of Inspector General (OIG) handles complaints of fraud, waste, and abuse in HUD programs and operations.
* Types of complaints include mismanagement or violations of law, rules, or regulations by HUD employees or program participants
* Complaints will be kept confidential if received by phone, mail or in person; confidentiality cannot be guaranteed through email
* Laws protect consumers from reprisals
What's Here
Young Adults
Housing Complaints
Federal Government Complaints/Ombudsman Offices
Lutheran Social Service - LSS Financial Counseling Service - LSS Virginia
Help for people to gain control of their finances
DESCRIPTION:
Financial management counselors take a look at your personal finance information, help to create a plan to pay off debt or keep on top of bills and provide retirement planning information.
MORE INFORMATION
Helps individuals and families:
* Consumer credit counseling - including credit card debt counseling
* Reviewing repayment options
* Mortgage debt counseling
* Reverse mortgage counseling
* Collection debt counseling
* Debt management plans
Services are available for Minnesota residents by phone or virtually. They also offer in-person appointments across Minnesota.
Counselors are fluent in Spanish and Hmong. In addition, American Sign Language (ASL) interpretation is available as needed.
What's Here
Mortgage Delinquency and Default Counseling
Young Adults
Debt Consolidation Services
Personal Financial Counseling
Credit Counseling
Ombudsman for Mental Health and Developmental Disabilities - State of Minnesota - Region #5 - Mid East Central
Neutral party who investigates consumer complaints
DESCRIPTION:
An ombudsman is a neutral party who investigates consumer complaints. They work with both the consumer and the organization to resolve consumer issues and improve customer service.
MORE INFORMATION
Receives and investigates complaints against government and government regulated agencies and its officials
Assists with the following:
* Service concerns or complaints
* Knowing your rights
* Grievances
* Access to appropriate services
* Ideas for making services better
* Review guardian actions
* General questions and information on services for persons with mental or developmental disabilities, chemical dependence or emotional disturbance
Minnesota State law protects people from retaliation that make complaints in good faith.
Medical Review - Death and Serious Injury Reporting 
* An agency, facility or program must report to this office the death or serious injury of a client within 24 hours of the incident
Civil Commitment Training and Resource Center (CCTRC)
* Helps with information on the Civil Commitment and Treatment Act and related law
What's Here
State Government Complaints/Ombudsman Offices
Supportive Housing Residents
Mental Illness/Emotional Disabilities
Group Home Residents
Developmental Disabilities
Substance Use Disorders
Patient Rights Assistance
Health Care Discrimination Assistance
Legal Information Services
Ombudsman for Mental Health and Developmental Disabilities - State of Minnesota - Region #4 - East Central
Neutral party who investigates consumer complaints
DESCRIPTION:
An ombudsman is a neutral party who investigates consumer complaints. They work with both the consumer and the organization to resolve consumer issues and improve customer service.
MORE INFORMATION
Receives and investigates complaints against government and government regulated agencies and its officials
Assists with the following:
* Service concerns or complaints
* Knowing your rights
* Grievances
* Access to appropriate services
* Ideas for making services better
* Review guardian actions
* General questions and information on services for persons with mental or developmental disabilities, chemical dependence or emotional disturbance
Minnesota State law protects people from retaliation that make complaints in good faith.
Medical Review - Death and Serious Injury Reporting 
* An agency, facility or program must report to this office the death or serious injury of a client within 24 hours of the incident
Civil Commitment Training and Resource Center (CCTRC)
* Helps with information on the Civil Commitment and Treatment Act and related law
What's Here
State Government Complaints/Ombudsman Offices
Patient Rights Assistance
Substance Use Disorders
Health Care Discrimination Assistance
Group Home Residents
Mental Illness/Emotional Disabilities
Supportive Housing Residents
Legal Information Services
Developmental Disabilities
Lutheran Social Service - LSS Financial Counseling Service - LSS Bemidji
Help for people to gain control of their finances
DESCRIPTION:
Financial management counselors take a look at your personal finance information, help to create a plan to pay off debt or keep on top of bills and provide retirement planning information.
MORE INFORMATION
Helps individuals and families:
* Consumer credit counseling - including credit card debt counseling
* Reviewing repayment options
* Mortgage debt counseling
* Reverse mortgage counseling
* Collection debt counseling
* Debt management plans
Services are available for Minnesota residents by phone or virtually. They also offer in-person appointments across Minnesota.
Counselors are fluent in Spanish and Hmong. In addition, American Sign Language (ASL) interpretation is available as needed.
What's Here
Debt Consolidation Services
Young Adults
Personal Financial Counseling
Mortgage Delinquency and Default Counseling
Credit Counseling
Lutheran Social Service - LSS Financial Counseling Service - LSS St. Cloud
Help for people to gain control of their finances
DESCRIPTION:
Financial management counselors take a look at your personal finance information, help to create a plan to pay off debt or keep on top of bills and provide retirement planning information.
MORE INFORMATION
Helps individuals and families:
* Consumer credit counseling - including credit card debt counseling
* Reviewing repayment options
* Mortgage debt counseling
* Reverse mortgage counseling
* Collection debt counseling
* Debt management plans
Services are available for Minnesota residents by phone or virtually. They also offer in-person appointments across Minnesota.
Counselors are fluent in Spanish and Hmong. In addition, American Sign Language (ASL) interpretation is available as needed.
What's Here
Young Adults
Personal Financial Counseling
Debt Consolidation Services
Mortgage Delinquency and Default Counseling
Credit Counseling
NeighborWorks Home Partners - NeighborWorks Home Partners - Dale
Help for people to gain control of their finances
DESCRIPTION:
Financial management counselors take a look at your personal finance information, help to create a plan to pay off debt or keep on top of bills and provide retirement planning information.
MORE INFORMATION
Help people who want to buy a home get ready to qualify for a mortgage by improving credit scores, budgeting, and connecting to down payment resources.
Homebuyer credit readiness coaches can help with making plans for:
* Improving your credit score
* Creating and sticking with a budget
* Growing a savings account
* Paying down debt.
What's Here
Personal Financial Counseling
Credit Counseling
Homebuyer/Home Purchase Counseling
Young Adults
Lutheran Social Service - LSS Financial Counseling Service - LSS St. Paul
Help for people to gain control of their finances
DESCRIPTION:
Financial management counselors take a look at your personal finance information, help to create a plan to pay off debt or keep on top of bills and provide retirement planning information.
MORE INFORMATION
Helps individuals and families:
* Consumer credit counseling - including credit card debt counseling
* Reviewing repayment options
* Mortgage debt counseling
* Reverse mortgage counseling
* Collection debt counseling
* Debt management plans
Services are available for Minnesota residents by phone or virtually. They also offer in-person appointments across Minnesota.
Counselors are fluent in Spanish and Hmong. In addition, American Sign Language (ASL) interpretation is available as needed.
What's Here
Debt Consolidation Services
Personal Financial Counseling
Credit Counseling
Mortgage Delinquency and Default Counseling
Young Adults
Lakes and Pines Community Action Council, Inc. - Lakes and Pines Central Office
Help for people to gain control of their finances
DESCRIPTION:
Financial management counselors take a look at your personal finance information, help to create a plan to pay off debt or keep on top of bills and provide retirement planning information.
MORE INFORMATION
One-on-one financial counseling sessions are available to those seeking help from any available program.
What's Here
Personal Financial Counseling
AARP
Help for eligible individuals to file their tax returns
DESCRIPTION:
Tax assistance for eligible individuals
Tax preparation help can include tax assistance, filling out forms, completing paperwork or filing taxes electronically
MORE INFORMATION
Offers free, individualized tax preparation for low-to moderate-income taxpayers, age 50 and older. 
Also offers guidance about applying for Property Tax Relief (https://www.aarp.org/aarp-foundation/our-work/income)
What's Here
Property Tax Relief Application Preparation Services
Tax Preparation Assistance
Low Income
Middle Income
AARP Tax Aide Programs
Lutheran Social Service - LSS Financial Counseling Service - LSS Duluth
Help for people to gain control of their finances
DESCRIPTION:
Financial management counselors take a look at your personal finance information, help to create a plan to pay off debt or keep on top of bills and provide retirement planning information.
MORE INFORMATION
Helps individuals and families:
* Consumer credit counseling - including credit card debt counseling
* Reviewing repayment options
* Mortgage debt counseling
* Reverse mortgage counseling
* Collection debt counseling
* Debt management plans
Services are available for Minnesota residents by phone or virtually. They also offer in-person appointments across Minnesota.
Counselors are fluent in Spanish and Hmong. In addition, American Sign Language (ASL) interpretation is available as needed.
What's Here
Young Adults
Debt Consolidation Services
Personal Financial Counseling
Credit Counseling
Mortgage Delinquency and Default Counseling
Office of the Ombudsperson for Families
Neutral party who investigates consumer complaints
DESCRIPTION:
An ombudsman is a neutral party who investigates consumer complaints. They work with both the consumer and the organization to resolve consumer issues and improve customer service.
MORE INFORMATION
Provides a fair, neutral and transparent environment between state and county agencies and families of color in Minnesota
Each of the following communities has an Ombudsperson: the Indian Affairs Council, the Chicano Latino Affairs Council, the Council on Black Minnesotans, and the Council on Asian-Pacific Minnesotans
An Ombudsperson is an independent government official responsible for reviewing government and government-regulated agencies in an effort to ensure that their practices are fair, reasonable and appropriate. 
To do this, the ombudsman:
* Receives complaints solely active child protection investigations and/or court cases
* Reviews and investigates complaints
* Makes recommendations to the agencies to resolve the complaints
Types of issues Office of the Ombudspersons for Families can assist with: 
* Child Protection matters - Child out-of-home placements and foster care issues 
* Unjust or discriminatory treatment by child protection services related to an active case
Cannot help with: 
* Cannot give legal advice 
* Cannot investigate court decisions
* Does not investigate attorneys, police, judges, or elected officials, or their decisions and actions
* Does not investigate federal agencies
What's Here
State Government Complaints/Ombudsman Offices
Hmong Community
Asian Community
Immigrants
Children's Rights Groups
African American Community
Native American Community
Karen Community
Lutheran Social Service - LSS Financial Counseling Service - LSS Minneapolis
Help for people to gain control of their finances
DESCRIPTION:
Financial management counselors take a look at your personal finance information, help to create a plan to pay off debt or keep on top of bills and provide retirement planning information.
MORE INFORMATION
Helps individuals and families:
* Consumer credit counseling - including credit card debt counseling
* Reviewing repayment options
* Mortgage debt counseling
* Reverse mortgage counseling
* Collection debt counseling
* Debt management plans
Services are available for Minnesota residents by phone or virtually. They also offer in-person appointments across Minnesota.
Counselors are fluent in Spanish and Hmong. In addition, American Sign Language (ASL) interpretation is available as needed.
What's Here
Debt Consolidation Services
Young Adults
Credit Counseling
Mortgage Delinquency and Default Counseling
Personal Financial Counseling
Neighborhood Development Alliance, Inc. (NeDA)
Help for people to gain control of their finances
DESCRIPTION:
Financial management counselors take a look at your personal finance information, help to create a plan to pay off debt or keep on top of bills and provide retirement planning information.
MORE INFORMATION
Offers financial counseling and debt management support where counselors offer financial advice on:
* Creating a Debt Management Plan (DMP)
* Improving your credit score
* Options to build assets
* Creating a plan of action to get control of your finances
What's Here
Hispanic/Latino Community
Personal Financial Counseling
African Development Center - ADC Rochester
Help for people to gain control of their finances
DESCRIPTION:
Financial management counselors take a look at your personal finance information, help to create a plan to pay off debt or keep on top of bills and provide retirement planning information.
MORE INFORMATION
Helps people to learn about finances and credit and provides counseling assistance for money management and budgeting. Financial counseling appointments are offered Monday - Friday. 
Financial education programs includes:
* Money management
* Consumer fraud protection
* Budgeting
* Debt management 
* Building good credit
  - Credit counseling
* Financial literacy
* Mortgage delinquency and foreclosure prevention
What's Here
African Community
Ethiopian Community
Kenyan Community
Immigrants
Debt Management
Personal Financial Counseling
Somali Community
Immigrant Mutual Assistance Associations
Liberian Community
Refugees/Entrants/Asylees
Nigerian Community
