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Minnesota Health Insurance Rate Review

Minnesota Department of Commerce - Insurance reviews proposed rate increases to ensure that they are both reasonable and justified. After each rate filing is reviewed, approved, and effective for sale in Minnesota, it is posted in the Minnesota Health Insurance Rate Review section of the website.


Health Reform in Minnesota

Working for better care, lower cost, and healthier communities. Learn how Minnesota is moving forward.

Minnesota Comprehensive Health Association (MCHA)

The Minnesota Comprehensive Health Association Final Draft Transition Plan (.pdf) and other information about the Minnesota Comprehensive Health Association (MCHA).


Insurance Company Financial Filing Instructions

In order to do business in Minnesota, every insurance company must file with the Commissioner every year on or before March 1. We provide the forms, instructions, fee schedules and risk questionnaires to help with your company filing. More information is available here.

Life Stage Tips

Depending on where you are in life, your insurance needs can vary greatly. We've partnered with the National Association of Insurance Commissioners (NAIC) to provide helpful guidance on insurance for any stage of life: Young Single, Young Family, Established Family, Senior Years & Empty Nesters.

Commercial Auto Insurance for Small Businesses

All motor vehicles need auto insurance. Automobile liability insurance covers injured persons and damages to property as a result of a motor vehicle accident. Review our tips and considerations related to this type of auto insurance.