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Medicare 101

Medicare is a federal health insurance program for people age 65 and older and certain people with a disability. Medicare can be complicated, but not knowing the basics and when to enroll can lead to increased costs and missed opportunities.

When you become eligible for Medicare, you must decide whether to get your health care benefits through Original Medicare or a Medicare health plan.

Original Medicare 

There are two types of Medicare health plans, Medicare Advantage and Medicare Cost Plans. Cost Plans are only available to some Minnesota Counties.

Medicare Health Plans

When making your decision, consider:

  • Cost – what can you afford?
  • Convenience – can you be flexible?
  • Coverage – how much health care do you need?
  • Locations – what plans are available where you live?
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