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Other Optional Insurance Benefit Information

This Open Enrollment you can elect the following benefits:

  • Life Insurance
  • Employee Accidental Death and Dismemberment
  • Long Term Disability
  • Manager’s Income Protection Plan

Life Insurance

You can enroll or increase within specified limits Employee, Spouse, and Child Life insurance without evidence of good health.

Current coverage Amount you can increase without evidence of good health
$0 - $35,000 $5,000
$40,000-$55,000 $10,000
$60,000-$75,000 $15,000
$80,000-95,000 $20,000
$100,000 or more $25,000

Learn more on the life insurance information page.

Employee Accidental Death and Dismemberment (AD&D)

Enroll in this coverage or increase your amount. The maximum election for an employee has been increased from $100,000 to $200,000. 

Note: Amounts are limited for employees age 61 and older. Employees older than 61 who already have coverage higher than $50,000 can remain with their current coverage.

Long Term Disability

Enroll in or change your amount of coverage. Enrollment is in increments of $100. 

The minimum election is $300 per month, and the maximum is 60 percent of your gross monthly salary. 

Learn more on the disability insurance information page.

Manager's Income Protection Plan (IPP)

The Manager's Income Protection Plan (IPP) is a combined life insurance and disability benefit available to managerial level employees. During Open Enrollment you can reduce the elimination period by 30 days without evidence of good health.

Read more about the Manager’s Income Protection Plan.

Rates 

2019
2020
Optional Life Rates 
Long Term Disability Rates 
IPP Rates
Optional Life Rates
Long Term Disability Rates
IPP Rates
IPP Calculation Sheet

Learn more on the income protection plan information page.
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