If you are currently enrolled in the State Employee Group Insurance Program, receiving state-paid coverage and have less than three years of continuous service, you are eligible to continue health, dental and basic life insurance coverage for a period of 18 months at your own expense (there will be no employer contribution). After 18 months you may convert any health or life insurance which you continued to an individual policy at your own cost. To convert your coverage, call your health plan for conversion coverage and rates, and call Ochs, Inc. to get conversion rates for your life insurance.
Basic life insurance
If you choose not to continue your SEGIP coverage, your dependents have the option to continue health and/or dental insurance for a maximum of 18 months at their expense. There is no employer contribution towards this coverage.
Employee, Spouse & Child Optional Life
Employee and Spouse Accidental Death and Dismemberment (AD&D)
Short and Long Term Disability (STD and LTD)
Pre-Tax Medical Dental Expense Account
Long-term Care Coverage
You may elect to continue any optional employee and dependent life insurance for up to 18 months. Continuation of these coverages would be at your own expense. After 18 months you may convert any life insurance which you continued to an individual policy at your own cost.
You also have the option to continue or lapse your short or long term disability. If you choose to lapse your short or long term disability and you return to work within one year, after completing an enrollment form, the disability plans will be reinstated without evidence of insurability. However, for the first 24 months of long term disability insurance after such a period during which the coverage was discontinued, any such disability coverage shall exclude coverage for pre-existing conditions which occurred, was diagnosed, or for which medical care was received during that period. If you choose to continue your disability coverage, you may do so at your own expense. However, you may not collect on a claim while you are on layoff.
You may not continue your employee or spouse accidental death and dismemberment.
You may continue your Long-Term Care Insurance. CNA will contact you with information on continuing payment of premium. CNA's phone number is 888-653-9600.
You may elect to continue coverage in the Medical/Dental Expense Account and make after-tax contributions until the end of the calendar year. This choice may be appropriate if you have already contributed to this account and expect to incur expenses during this time.