SEGIP

02019SEGIP253243Dependent care expense accounts can be changed during the year under certain circumstances.Pre-tax midyear changepre-taxpretaxpre taxdaycareday carechild careExpense accountseng2025-05-07T19:56:24ZMember Communications260288Registration Opens for Well-being ChallengeSix people doing different types of activites outdoors, including gardening, fishing, walking, and bike riding. /mmb/assets/MINN-0047-Tour%20de%20Minnesota-Challenge%202026-Monitor%20Ad_final_tcm1059-441321.jpg2026 Tour de Minnesota<custom:Link urlOnly="true" type="Component" destination="tcm:1059-742569" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2026-04-20T21:05:26ZTour de Minnesota is April 27 through May 24.1059Minnesota's legendary lakes are the backdrop of the 2026 Tour de Minnesota challenge. Registration is now open for the April 27 through May 24 challenge. Over the four weeks, employees who participate will take inspiration from Minnesota’s legendary lakes and build healthy movement into their routine. No travel required. <ul xmlns="http://www.w3.org/1999/xhtml"> <li>Lake Superior: Building strength and momentum. Find inspiration from Minnesota’s most powerful lake. Focus on building consistency and starting strong.</li> <li>Mille Lacs Lake: Mindful movement. Find your rhythm with movement that helps reduce stress and restore balance.</li> <li>Lake Minnetonka: Connection and community. Move together by inviting a friend, joining a group activity or sharing your progress.</li> <li>Lake Itasca: Renewal and reflection. Celebrate your progress and reflect on the healthy habits you’ve built along the way.</li> </ul> The challenge is open to any employee who is eligible for benefits. Employees who track their activity earn 25 points toward their next status level. Sign up on <a href="https://webmdhealth.com/segip/" title="WebMD ONE login page">WebMD ONE (webmdhealth.com/segip)</a>.7425692026-04-20T21:05:39ZSEGIP253243Dependent care expense accounts can be changed during the year under certain circumstances.Pre-tax midyear changepre-taxpretaxpre taxdaycareday carechild careExpense accountseng2025-05-07T19:56:24ZMember Communications260288Register Now Exercise Coaching SessionsGroup Health Coaching exercise<custom:Link urlOnly="true" type="Component" destination="tcm:1059-741859" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2026-04-20T14:44:32ZCourse starts May 5. 1059Exercise is the next topic for Group Health Coaching. <a href="https://webmdhealth.com/segip/" title="WebMD ONE login page">Sign up now on WebMD ONE</a>. The session runs online May 5 to June 16. <h2 xmlns="http://www.w3.org/1999/xhtml">Session Details</h2> <ul xmlns="http://www.w3.org/1999/xhtml"> <li>Four sessions over eight weeks</li> <li>Starts are noon</li> <li>Each session is 45 minutes</li> <li>Meets on Webex</li> <li>Register by May 1</li> </ul> These sessions help you reach your health goals. You: <ul xmlns="http://www.w3.org/1999/xhtml"> <li>Work with a group</li> <li>Build healthy habits</li> <li>Learn simple ways to feel better each day</li> </ul> Group Health Coaching is open to any employee who is eligible for benefits. Upcoming sessions cover stress and weight management. <a href="https://mn.gov/mmb/segip/life-and-well-being/health-coaching/copy-of-index.jsp" title="Group Health Coaching webpage">Visit the Life and Well-being webpage to learn more</a>.7418592026-04-20T14:45:05ZSEGIP253243Dependent care expense accounts can be changed during the year under certain circumstances.Pre-tax midyear changepre-taxpretaxpre taxdaycareday carechild careExpense accountseng2025-05-07T19:56:24ZMember Communications260288In-person Retirement Insurance for Employees Seminars UnderwayRetirement insurance for employees<custom:Link urlOnly="true" type="Component" destination="tcm:1059-729320" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2026-03-26T20:29:57ZPlanning to retire? Learn what happens to your insurance.1059<h2 xmlns="http://www.w3.org/1999/xhtml">Planning to retire? Learn what happens to your insurance.</h2> Thinking about retirement? State Employee Group Insurance Program (SEGIP) has a seminar to help. Seminars will take place across the state. Sign up for the Retirement Insurance for Employees seminar to learn what happens to your insurance when you retire. The seminar lasts two hours, with presentations and time to ask questions. Also: <ul xmlns="http://www.w3.org/1999/xhtml"> <li>The sessions are free.</li> <li>You must register.</li> <li>Spouses may attend. Register them individually to accommodate room capacity.</li> <li>There are nine in-person sessions across the state.</li> <li>Two online sessions meet on Teams.</li> </ul> <a href="https://mn.gov/mmb/segip/retirement/retirement-insurance-seminars.jsp" title="Retirement Insurance for Employees">You’ll find times and registration details on SEGIP’s retiree webpage</a>. Employees may attend a session at any location. Upcoming dates and locations are: <ul xmlns="http://www.w3.org/1999/xhtml"> <li>April 9, Mankato, Department of Transportation</li> <li>April 22, St. Paul, Department of Corrections, Energy Park</li> <li>May 6, Baxter, Department of Transportation</li> <li>May 21, St. Paul, Department of Corrections, Energy Park</li> <li>June 2, St. Cloud, Department of Transportation</li> <li>June 23, Duluth, Department of Transportation</li> <li>July 15, St. Paul, Department of Corrections, Energy Park</li> <li>July 28, Virtual on Teams</li> <li>Aug. 11, Rochester, Department of Transportation</li> <li>Aug. 26, St. Paul, Department of Corrections, Energy Park</li> <li>Sept. 10, Virtual on Teams</li> </ul>7293202026-03-26T20:30:26ZSEGIP253243Dependent care expense accounts can be changed during the year under certain circumstances.Pre-tax midyear changepre-taxpretaxpre taxdaycareday carechild careExpense accountseng2025-05-07T19:56:24ZMember Communications26028812 Aspirus St. Luke's Clinics Return to Blue Cross NetworkAspirus St. Luke's<custom:Link urlOnly="true" type="Component" destination="tcm:1059-721660" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2026-02-01T07:00:00Z The 12 clinics located in Minnesota and western Wisconsin are in network as of Feb. 1, 20261059Aspirus St. Luke's primary care clinics (PCCs) are once again part of Blue Cross and Blue Shield of Minnesota’s Minnesota Advantage Health Plan’s network. The 12 clinics located in Minnesota and western Wisconsin are in network as of Feb. 1, 2026. All 12 clinics will be cost level 2. This change does not let employees or family members change medical plan administrators. It does not meet <a href="https://www.healthcare.gov/glossary/qualifying-life-event/" title="federal qualifying life events defined">the federal rules</a> for a plan change. Aspirus St. Luke's Clinics remain cost level 1 in HealthPartners’ Minnesota Advantage Health Plan. <h2 xmlns="http://www.w3.org/1999/xhtml">Learn About PCCs</h2> Every person covered by state employee health insurance must choose a primary care clinic. This clinic is the hub for the care you need. The cost level of your PCC determines in part how much you pay when you get care. To change your PCC during the year, call the number on the back of your Blue Cross or HealthPartners ID card. Use the <a href="https://mn.gov/mmb/segip/find-a-clinic/" title="PCC clinic search">Find a Clinic search tool</a> to learn more.7216602026-03-26T20:33:45ZSEGIP253243Dependent care expense accounts can be changed during the year under certain circumstances.Pre-tax midyear changepre-taxpretaxpre taxdaycareday carechild careExpense accountseng2025-05-07T19:56:24ZMember Communications260288Important Update About Your Group Basic Life InsuranceGroup Basic Life Insurance Update<custom:Link urlOnly="true" type="Component" destination="tcm:1059-718905" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2026-01-07T21:46:36ZThe amount of your Group Basic Life Insurance may have increased in 2026. That increase may affect your taxes. 1059The amount of your Group Basic Life Insurance may have increased in 2026. That increase may affect your taxes. <h2 xmlns="http://www.w3.org/1999/xhtml">Background on the Tax and How to Decline the Benefit Increase</h2> Because your employer pays for this benefit, any amount over 50,000 is taxable and will increase your taxes. Here’s what that means—and what you can do to avoid extra tax. Why your life insurance may affect your taxes The IRS calls employer-paid life insurance a taxable fringe benefit. That means: <ul xmlns="http://www.w3.org/1999/xhtml"> <li>The first $50,000 is not taxed</li> <li>The value above $50,000 is added to your pay for tax purposes</li> </ul> <h3 xmlns="http://www.w3.org/1999/xhtml">Decline the additional coverage; avoid the added tax</h3> You may decline coverage above $50,000 to avoid additional taxes. Take these steps to decline the added coverage: <ul xmlns="http://www.w3.org/1999/xhtml"> <li>Fill out the <a href="https://mn.gov/mmb-stat/segip/doc/taxable-life-waiver.pdf" title="decline taxable life insurance form">Request to Waive Taxable Life Insurance Benefit</a> form.</li> <li>Send the form to SEGIP.</li> </ul> <h3 xmlns="http://www.w3.org/1999/xhtml">If you later want coverage above $50,000:</h3> <ul xmlns="http://www.w3.org/1999/xhtml"> <li>Approval is not automatic.</li> <li>Submit the <a href="https://mn.gov/mmb-stat/segip/doc/reinstate-taxable-life-insurance.pdf" title="reinstate taxable life insurance request">Reinstate Taxable Life Insurance</a> form to SEGIP.</li> <li>The life insurance company may contact you directly to provide proof that you are in good health.</li> <li>If approved, you will pay tax on imputed income for the value of coverage above $50,000.</li> </ul> <h2 xmlns="http://www.w3.org/1999/xhtml">Learn More About Imputed Income</h2> The IRS sets a monthly cost based on your age. Costs go up as you get older. The examples below use sample IRS rates to show how the math works. <h3 xmlns="http://www.w3.org/1999/xhtml">Example 1: Annual Salary: $40,000, age 55</h3> <ul xmlns="http://www.w3.org/1999/xhtml"> <li>Life insurance amount: $50,000</li> <li>Amount over $50,000: $0</li> <li>Imputed income: $0</li> <li>Tax impact: none</li> </ul> <h3 xmlns="http://www.w3.org/1999/xhtml">Example 2: Annual Salary: $41,000, age 55</h3> <ul xmlns="http://www.w3.org/1999/xhtml"> <li>Life insurance amount: $60,000</li> <li>Amount over $50,000: $10,000</li> <li>IRS sample cost: about $0.43 per $1,000 per month</li> <li>Imputed income: about $4.30 per month or $52 per year</li> </ul> <h3 xmlns="http://www.w3.org/1999/xhtml">Example 3: Annual Salary $55,000, age 42</h3> <ul xmlns="http://www.w3.org/1999/xhtml"> <li>Life insurance amount: $70,000</li> <li>Amount over $50,000: $20,000</li> <li>IRS sample cost: about $0.15 per $1,000 per month</li> <li>Imputed income: about $3 per month or $36 per year</li> </ul> Your amount may be higher or lower. It depends on your age and how much coverage you have. IRS rules add this imputed income to your wages. This may slightly increase your federal, state, and FICA taxes. <h2 xmlns="http://www.w3.org/1999/xhtml">Find the amount of Your Benefit</h2> Your amount of your benefit is based on your annual salary. <a href="https://mn.gov/mmb/employee-relations/labor-relations/labor/" title="Labor Relations webpage">Check your labor contract or pay plan for details</a>. Go to the Employee Life Coverage section and find your annual base salary in the table. The benefit you receive is listed under the Group Life Insurance Coverage column. If the amount listed is more than $50,000, your paycheck tells you how much you pay in taxes for the benefit. <ul xmlns="http://www.w3.org/1999/xhtml"> <li>Review the Employer Paid Benefits section</li> <li>Look for the Basic Life* line</li> <li>If your coverage is over $50,000, you will see a taxable amount listed.</li> </ul> <h2 xmlns="http://www.w3.org/1999/xhtml">Questions? SEGIP is Here to Help</h2> Contact your colleagues in SEGIP Member Services at 651-355-0100 or <a href="mailto:segip.mmb@state.mn.us" title="SEGIP Member Services">segip.mmb@state.mn.us</a> if you have questions.7189052026-03-26T20:24:33ZSEGIP253243Dependent care expense accounts can be changed during the year under certain circumstances.Pre-tax midyear changepre-taxpretaxpre taxdaycareday carechild careExpense accountseng2025-05-07T19:56:24ZMember Communications260288Group Health Coaching Launches Jan. 13Group Health Coaching<custom:Link urlOnly="true" type="Component" destination="tcm:1059-719068" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2026-01-07T20:42:27ZRegister now and get support to reach your health and well-being goals. 1059Join Group Health Coaching and make it easier to reach your health and well-being goals. Work with a group to build healthy habits, manage ongoing health issues, and learn simple ways to feel better every day. How the Program Works <ul xmlns="http://www.w3.org/1999/xhtml"> <li>Topics: One topic per session — Nutrition, Stress, Exercise, or Weight Management</li> <li>Length: Four sessions over eight weeks (one every two weeks, 45 minutes each)</li> <li>Format: Online through Webex</li> <li>Group Size: 12 to 25 people in each session</li> </ul> The first session is runs Jan. 13 through Feb. 24. <a href="https://mn.gov/mmb/segip/life-and-well-being/health-coaching/copy-of-index.jsp" title="Group Health Coaching webpage">Learn more about the program and reserve your spot</a>. Group Health Coaching is open to any employee who is eligible for benefits.7190682026-03-26T20:24:35ZSEGIP253243Dependent care expense accounts can be changed during the year under certain circumstances.Pre-tax midyear changepre-taxpretaxpre taxdaycareday carechild careExpense accountseng2025-05-07T19:56:24ZMember Communications260288Dec. 31: Deadline to Spend Most Pre-tax Account FundsDec. 31: Deadline to Spend Most Pre-tax Account Funds<custom:Link urlOnly="true" type="Component" destination="tcm:1059-717496" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2025-12-26T17:14:37ZIf you set aside money in a pre-tax account for day care, medical, dental, or transit expenses, you have until Dec. 31, 2025 to use most of the funds.1059If you set aside money in a pre-tax account for day care, medical, dental, or transit expenses, you have until Dec. 31, 2025 to use most of the funds. Reimbursement deadline <ul xmlns="http://www.w3.org/1999/xhtml"> <li>Make your purchases by Dec. 31, 2025</li> <li>Send your receipts and request reimbursement by Feb. 28, 2026</li> </ul> <h2 xmlns="http://www.w3.org/1999/xhtml">What happens to unused funds:</h2> <ul xmlns="http://www.w3.org/1999/xhtml"> <li>Dependent Care Expense Account. This account is use it or lose it. You lose any money you do not spend by Dec. 31.</li> <li>Medical/Dental Expense Account. You may be able to carry forward up to $660 into 2026 if you meet the plan rules.</li> <li>Transit Expense Accounts. You may be able to carry forward funds into 2026 if you meet the plan rules.</li> </ul> <h2 xmlns="http://www.w3.org/1999/xhtml">What to do now:</h2> <ul xmlns="http://www.w3.org/1999/xhtml"> <li>Check your account balance.</li> <li>Review carryover rules and reimbursement steps on the <a href="https://www.benefitresource.com/state-of-minnesota/" title="Benefit Resource pre-tax expense account administrator">Benefit Resource (BRI) website</a>. </li> </ul> <h2 xmlns="http://www.w3.org/1999/xhtml">Need help? Contact BRI:</h2> <ul xmlns="http://www.w3.org/1999/xhtml"> <li>7 a.m. to 7 p.m., Monday–Friday</li> <li>800-300-1672 (option 3) or 612-877-4321</li> <li>Fax: 877-918-3622</li> <li>participantservices@benefitresource.com</li> <li><a href="https://participant.briweb.com/login" title="Benefit Resource pre-tax expense accounts chat">Live chat by logging in to BRIWEB</a></li> </ul> To register for a BRI account to chat or view your pre-tax expense account information you'll need to the company code from <a href="https://mn.gov/selfservice" title="Self Service log in ">Self Service</a>. You will find it behind the Benefits tile. Select SEGIP Passwords, Contacts and the Pre-tax, FSA link on the left.7174962026-03-26T20:24:21ZSEGIP253243Dependent care expense accounts can be changed during the year under certain circumstances.Pre-tax midyear changepre-taxpretaxpre taxdaycareday carechild careExpense accountseng2025-05-07T19:56:24ZMember Communications260288Request for Information – Pharmacy Benefit Management ServicesPBM RFI 2<custom:Link urlOnly="true" type="Component" destination="tcm:1059-716891" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2025-12-19T15:20:05ZMinnesota Management and Budget is seeking information from pharmacy benefit management (PBM) companies to help inform and plan for an upcoming PBM procurement.1059Minnesota Management and Budget is seeking information from pharmacy benefit management (PBM) companies to help inform and plan for an upcoming PBM procurement. Our most recent PBM procurement was completed in 2022 using a reverse auction methodology. MMB’s next PBM procurement will likely take place in early 2027 with a Jan. 1, 2028 contract effective date. MMB understands that PBM companies may have their own reasons for participating or not participating in certain state procurements. MMB’s goal is to leverage the information collected through this Request for Information (RFI) to shape our upcoming procurement to maximize variety and competition among respondents. To that end, we are interested in information pertaining to potential respondents’ rebate disclosure, recent pharmacy spend, formulary management, and clinical outcomes. <a href="https://mn.gov/mmb-stat/segip/communications/RFI-PBM-services.pdf" title="RFI-PBM-services">This document</a> outlines information on MMB’s insurance programs, instructions for responding to this RFI, and a list of questions for your consideration.7168912026-03-26T20:24:30ZSEGIP253243Dependent care expense accounts can be changed during the year under certain circumstances.Pre-tax midyear changepre-taxpretaxpre taxdaycareday carechild careExpense accountseng2025-05-07T19:56:24ZMember Communications260288Open Enrollment Ends2026 Benefits Open Enrollment Now through Nov. 19<custom:Link urlOnly="true" type="Component" destination="tcm:1059-710996" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2025-11-20T12:18:23Z2026 Open Enrollment ended at 11:59 p.m., Wednesday, Nov. 19.1059Wednesday was the deadline to sign up for, waive, or change your benefits for 2026. Open Enrollment closed at 11:59 p.m., Nov. 19. You may find information about 2026 benefits on SEGIP's website <a href="https://mn.gov/mmb/segip/2026-benefits/index.jsp" title="2026 Benefits">2026 Benefits page</a>. • Medical insurance • Vision insurance • Dental insurance • Long-term disability insurance • Life insurance • Manager's Income Protection Plan • Pre-tax expense accounts • Legal Plan7109962026-03-26T20:24:18ZSEGIP253243August well-being webinarsAugust well-being webinarswebinarsdecision makingsafety at workWednesday Well-beingeng2024-08-01T23:21:33ZMember Communications260288Next Step If You Added Someone to Your CoverageAfter open enrollment-Proof<custom:Link urlOnly="true" type="Component" destination="tcm:1059-713725" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2025-11-20T11:21:18ZWatch your mail for a letter from SEGIP if you added a spouse, child, or other dependent to your coverage during 2026 Open Enrollment. 1059Watch your mail for a letter from SEGIP if you added a spouse, child, or other dependent to your coverage during 2026 Open Enrollment. The letter outlines the documents you must send to SEGIP to prove the person(s) you added to coverage are eligible. Proof is required for medical, dental vision, and life insurance. If SEGIP doesn’t receive your proof by the date in your letter, the person(s) you tried to add will be removed from your coverage—even if they get an insurance ID card or paperwork. Unless you experience what's called a <a href="https://mn.gov/mmb/segip/change-my-coverage/" title="Change my coverage qualifying life event information">qualifying life event</a>, you'll have to wait until open enrollment next year to sign them up for coverage. <a href="https://" title="Documents required to prove dependents are eligible">This chart helps explain what's required and for whom</a>.7137252026-03-26T20:24:20ZSEGIP253243August well-being webinarsAugust well-being webinarswebinarsdecision makingsafety at workWednesday Well-beingeng2024-08-01T23:21:33ZMember Communications260288MMB Updates Insurance Eligibility RulesEligibility and timing update<custom:Link urlOnly="true" type="Component" destination="tcm:1059-713726" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2025-11-20T06:00:12Z The changes affect new spouses, former spouses, grandchildren, and foster children.1059MMB updated its eligibility rules around who is eligible for insurance coverage through SEGIP. The changes affect new spouses, former spouses, grandchildren, and foster children. In addition to dependent eligibility, MMB also updated SEGIP policies around what happens when a dependent is found to be ineligible for the plan. Employees may now be liable for additional costs. Note that there may be financial implications to the employee from ineligible dependent enrollment. <h2 xmlns="http://www.w3.org/1999/xhtml">What Changed</h2> <ul xmlns="http://www.w3.org/1999/xhtml"> <li>Former spouses cannot remain on SEGIP family coverage after a divorce.</li> <li>If an employee covers someone who is not eligible for coverage through SEGIP, the employee may have to pay extra costs in accordance with state and federal law.</li> <li>When MMB gets forms from the employee determines the date coverage is effective for a new spouse.</li> <li>Eligibility rules for adding grandchildren and foster children have been updated and clarified.</li> </ul> <h3 xmlns="http://www.w3.org/1999/xhtml">Former spouses</h3> A married employee with family coverage under a SEGIP plan must tell MMB if they get a divorce. Employees must submit <a href="https://mn.gov/mmb-stat/segip/doc/qualifying-status-change-form.pdf" title="Qualifying Status Change form">a Qualifying Status Change form</a> to SEGIP. The former spouse’s coverage on the family plan ends on the last day of the month that the divorce is final. When MMB receives notice within 60 days of the divorce, the former spouse can continue their coverage through COBRA. The former spouse will be removed from the employee's family coverage on the last day of the month in which the divorce occurred. The COBRA coverage begins the day after the family coverage ends, so there is no break in coverage. A former spouse who selects COBRA will be billed the COBRA premium each month for single coverage. If the employees fails to notify SEGIP of the divorce within 60 days, the former spouse is not eligible to continue coverage through COBRA. In addition, the employee may have to pay extra costs in accordance with state and federal law. <h3 xmlns="http://www.w3.org/1999/xhtml">New spouses</h3> The earliest a new spouse can go on an employee's coverage is the first of the month after SEGIP gets the forms from the employee. Employees have 30 days following their marriage to submit <a href="https://mn.gov/mmb-stat/segip/doc/qualifying-status-change-form.pdf" title="Qualifying Status Change form">a Qualifying Status Change form</a>. The 30 days starts on the date of the marriage. Employees will find instructions on the form. The policy update is based on IRS rules and applies to medical, dental, vision, and life insurance coverage. For example: <ul xmlns="http://www.w3.org/1999/xhtml"> <li>You get married Jan. 10, 2026. You send the form to SEGIP Jan. 22. Your spouse's coverage begins Feb. 1.</li> <li>If you wait until Feb. 3 to send in the form, your spouse's coverage isn't effective until March 1.</li> </ul> <h3 xmlns="http://www.w3.org/1999/xhtml">Grandchildren, foster children</h3> Employees can now add or keep their grandchildren on their coverage up to age 25 if the grandchild has received principal support and has continuously lived with the employee, or if the grandchild is a tax dependent of the employee. Rules for dependent children have been updated to clarify eligibility for foster children, children under legal guardianship, and children by placement to a relative (an employee). These children can now generally stay on coverage until age 26 as long as a court order or decree is in place.7137262026-03-26T20:24:23ZSEGIP253243Dependent care expense accounts can be changed during the year under certain circumstances.Pre-tax midyear changepre-taxpretaxpre taxdaycareday carechild careExpense accountseng2025-05-07T19:56:24ZMember Communications260288Nov. 5 Retiree Open Enrollment Meeting Open Enrollment Meetings for Retirees<custom:Link urlOnly="true" type="Component" destination="tcm:1059-709202" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2025-11-04T21:25:33ZOnline from 10 a.m. to noon. Here's the the link to join.1059<p class="MsoNormal" style="margin-top:12.0pt;margin-right:0in;margin-bottom: 6.0pt;margin-left:0in;mso-pagination:widow-orphan lines-together;page-break-after: avoid;mso-outline-level:1;tab-stops:167.25pt" xmlns="http://www.w3.org/1999/xhtml">Join the online meeting from 10 a.m. to noon, Wednesday, Nov. 5. You do not need to preregister. <a href="https://teams.microsoft.com/dl/launcher/launcher.html?url=%2F_%23%2Fmeet%2F2383873723459%3Fp%3DzhEREYv9mvdjjgZscR%26anon%3Dtrue&type=meet&deeplinkId=d8e3ad7d-2252-4330-894e-a83b268dfc69&directDl=true&msLaunch=true&enableMobilePage=true&suppressPrompt=true" title="Nov. 5 Open Enrollment meeting for retirees">Select this link to join the meeting with SEGIP staff and plan representatives</a>. <p class="MsoNormal" style="margin-top:12.0pt;margin-right:0in;margin-bottom: 6.0pt;margin-left:0in;mso-pagination:widow-orphan lines-together;page-break-after: avoid;mso-outline-level:1;tab-stops:167.25pt" xmlns="http://www.w3.org/1999/xhtml"><a href="https://mn.gov/mmb/segip/2026-open-enrollment/retirees.jsp" title="2026 Retirees">Learn more about 2026 Open Enrollment for retirees</a>. <table class="table" style="width: 100%" cellspacing="1" cellpadding="1" border="1" xmlns="http://www.w3.org/1999/xhtml"> <tbody> <tr> <th class="textAlignCenter" style="background-color: rgb(0, 104, 124);">Date </th> <th class="textAlignCenter" style="background-color: rgb(0, 104, 124);">Time </th> <th class="textAlignCenter" style="background-color: rgb(0, 104, 124);">Location </th> </tr> <tr> <td>Monday, Oct. 20 </td> <td>10 a.m. to noon </td> <td> St. Paul. St Paul Radisson Hotel, Capitol Ridge Building, 161 St. Anthony Ave., St. Paul, MN 55103 </td> </tr> <tr> <td>Tuesday, Oct. 21 </td> <td>10:30 a.m. to 12:30 p.m.</td> <td>Duluth. MnDOT - Duluth, 1123 Mesaba Ave., Duluth, MN 55811</td> </tr> <tr> <td>Wednesday, Oct. 22 </td> <td>10 a.m. to noon </td> <td> Eagan. Eagan Community Center, 1501 Central Parkway, Eagan, MN 55121 </td> </tr> <tr> <td>Thursday, Oct. 23 </td> <td>10 a.m. to noon</td> <td> Rochester. MnDOT - Rochester, 2900 48th St. N.W., Rochester, MN 55901 </td> </tr> <tr> <td>Friday, Oct. 24 </td> <td>10 a.m. to noon</td> <td>Mankato. Mankato MnDOT - Mankato, 2151 Bassett Drive, Mankato, MN 56001</td> </tr> <tr> <td>Monday, Oct. 27 </td> <td>10 a.m. to noon</td> <td> Eagan. Eagan Community Center, 1501 Central Parkway, Eagan, MN 55121 </td> </tr> <tr> <td>Tuesday, Oct. 28 </td> <td>1 to 3 p.m.</td> <td>St. Paul. Minnesota Pollution Control Agency, 520 Lafayette Road, St. Paul, MN 55155</td> </tr> <tr> <td>Thursday, Oct. 30</td> <td>10:30 a.m. to 12:30 p.m.</td> <td>Brainerd/Baxter. MnDOT - Baxter, 7694 Industrial Park Road, Baxter, MN 56425</td> </tr> <tr> <td>Friday, Oct. 31</td> <td>10 a.m. to noon</td> <td>St. Cloud. MnDOT - St. Cloud, 3725 - 12th St. N., St. Cloud, MN 56303</td> </tr> <tr> <td>Monday, Nov. 3 </td> <td>10 a.m. to noon</td> <td>St. Paul. St. Paul DOC, 1450 Energy Park Drive, St. Paul, MN 55108</td> </tr> <tr> <td>Wednesday, Nov. 5 </td> <td>10 a.m. to noon</td> <td> Online. Select this link to join: <a href="https://gcc02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fteams.microsoft.com%2Fmeet%2F2383873723459%3Fp%3DzhEREYv9mvdjjgZscR&data=05%7C02%7Ceileen.smith%40state.mn.us%7C6482631412274fa175b008de18287c74%7Ceb14b04624c445198f26b89c2159828c%7C0%7C0%7C638974759391756519%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=PxPZPR%2B9%2BpI%2B3eFSLJQN7cYxM5IkzFFempIR8aawmhE%3D&reserved=0" target="_blank">Open Enrollment 2026 Retiree Meeting | Meeting-Join | Microsoft Teams</a> </td> </tr> </tbody> </table>7092022026-03-26T20:24:27ZSEGIP253243Dependent care expense accounts can be changed during the year under certain circumstances.Pre-tax midyear changepre-taxpretaxpre taxdaycareday carechild careExpense accountseng2025-05-07T19:56:24ZMember Communications260288Get Your Flu Shot at WorkFive state employees smiling while raising the sleeves of their shirts to show their bandaids where they received their flu vaccination shot. /mmb/assets/Webinars%20Graphic%20template-01_tcm1059-441324.png2025 flu clinics<custom:Link urlOnly="true" type="Component" destination="tcm:1059-705241" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2025-09-11T14:20:48ZIt’s quick and easy to get your flu vaccination this year. 1059<p class="MsoNormal" style="margin-top:12.0pt;margin-right:0in;margin-bottom: 6.0pt;margin-left:0in;mso-pagination:widow-orphan lines-together;page-break-after: avoid;mso-outline-level:1;tab-stops:167.25pt" xmlns="http://www.w3.org/1999/xhtml"><a href="https://fluclinic.mmb.mn.gov/" title="Flu clinic registration">Register now</a> to get your shot at a clinic for all employees and their immediate family members. If your clinic is for employees only, you will get a registration link from your agency, branch, or school. There is no cost for those who are covered by state’s employee Minnesota Advantage Health Plan. Just bring your current Blue Cross or HealthPartners ID card to the clinic. Employees with other insurance may call Homeland Health (877-746-8060) to make sure they take the insurance. Sign up for a time to get a flu shot so we have enough staff and vaccines on hand. We will serve walk-ins as time allows, first come first served. <a href="https://mn.gov/mmb/segip/life-and-well-being/flu/" title="Flu clinic webpage">You’ll find more details on SEGIP’s flu clinic webpage.</a>7052412026-04-30T13:53:31ZSEGIP253243Dependent care expense accounts can be changed during the year under certain circumstances.Pre-tax midyear changepre-taxpretaxpre taxdaycareday carechild careExpense accountseng2025-05-07T19:56:24ZMember Communications260288Maximize Your Paycheck: Accounts for Child Care, Transit, and Parking ExpensesPre-tax Expense Increases<custom:Link urlOnly="true" type="Component" destination="tcm:1059-681993" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2025-05-07T19:42:56ZPlus key deadlines and rules to know.1059<h2 xmlns="http://www.w3.org/1999/xhtml">Plus key deadlines and rules to know.</h2> Pre-tax accounts, also called flexible benefits, allow most employees to pay for work-related parking, transit, and day care expenses with money that isn’t taxed. The money you contribute to these accounts gets deducted from your paycheck before taxes are calculated. You may use these accounts if you are eligible for benefits. The IRS sets the rules. SEGIP does not have the authority to make exceptions. <ul xmlns="http://www.w3.org/1999/xhtml"> <li> The rules vary by type of account. For example, accounts that help you pay <a href="https://forms.benefitresource.com/StateofMN/2025/2025-Plan-Summary.pdf?_gl=1*n4fysv*_gcl_au*NTYwMDQyOTE4LjE3NDMxMTI1MTk.*_ga*MTc0NTczMjI4Mi4xNzE3MDk1MDUw*_ga_CSKGL15T69*MTc0NTg1NzAxOC41My4wLjE3NDU4NTcwMTguNjAuMC4w#page=58">transit and parking costs</a> sometimes allow you to carry over money from one year to the next. But the <a href="https://forms.benefitresource.com/StateofMN/2025/2025-Plan-Summary.pdf?_gl=1*n4fysv*_gcl_au*NTYwMDQyOTE4LjE3NDMxMTI1MTk.*_ga*MTc0NTczMjI4Mi4xNzE3MDk1MDUw*_ga_CSKGL15T69*MTc0NTg1NzAxOC41My4wLjE3NDU4NTcwMTguNjAuMC4w#page=42">dependent care expense account</a> is use-it-or-lose-it—you forfeit any money left in the account at the end of the year. </li> <li> You need to keep detailed receipts. For<a href="https://forms.benefitresource.com/StateofMN/2025/DCEA-FAQs.pdf?_gl=1*1hjins4*_gcl_au*NTYwMDQyOTE4LjE3NDMxMTI1MTk.*_ga*MTc0NTczMjI4Mi4xNzE3MDk1MDUw*_ga_CSKGL15T69*MTc0NTg3Mjk1MS41Ni4xLjE3NDU4NzMwMTMuNjAuMC4w" target="_blank"> dependent</a><a href="https://forms.benefitresource.com/StateofMN/2025/DCEA-FAQs.pdf?_gl=1*1hjins4*_gcl_au*NTYwMDQyOTE4LjE3NDMxMTI1MTk.*_ga*MTc0NTczMjI4Mi4xNzE3MDk1MDUw*_ga_CSKGL15T69*MTc0NTg3Mjk1MS41Ni4xLjE3NDU4NzMwMTMuNjAuMC4w"> care accounts</a>, credit card receipts do not provide the detail required. Your receipt must show who provided the service, the type of service, the date, and the cost. The <a href="https://forms.benefitresource.com/StateofMN/2025/Transit-FAQs.pdf?_gl=1*128a5qg*_gcl_au*NTYwMDQyOTE4LjE3NDMxMTI1MTk.*_ga*MTc0NTczMjI4Mi4xNzE3MDk1MDUw*_ga_CSKGL15T69*MTc0NTg3Mjk1MS41Ni4xLjE3NDU4NzI5NzcuMzQuMC4w">rules</a> for parking and transit accounts are different. </li> <li> Learn more before signing up. Make sure you understand all the rules and requirements before enrolling. Go to the <a href="https://forms.benefitresource.com/StateofMN/2025/2025-Plan-Summary.pdf?">Plan Summary</a> to review the rules and other details. In some cases, you may want to consult a tax professional. </li> <li> Timing is everything. Learn the rules and follow them. </li> </ul> New or Increased Expenses for Child Care, Adult Care A big change in your day care costs* for kids up to age 13 lets you sign up for or change a <a href="https://forms.benefitresource.com/StateofMN/2025/DCEA-FAQs.pdf?_gl=1*1hjins4*_gcl_au*NTYwMDQyOTE4LjE3NDMxMTI1MTk.*_ga*MTc0NTczMjI4Mi4xNzE3MDk1MDUw*_ga_CSKGL15T69*MTc0NTg3Mjk1MS41Ni4xLjE3NDU4NzMwMTMuNjAuMC4w">Dependent Care Expense Account</a> (DCEA). You can use the DCEA for child care, before and after school care, summer camps, nursery school, in-home care, adult day care, and more. Check the <a href="https://forms.benefitresource.com/StateofMN/2025/DCEA-worksheet.pdf?">DCEA worksheet</a> to see if your costs count and if this account is a good fit for you. Tip: Don't confuse the Dependent Care Expense Account with the Medical Dental Expense Account. <ul xmlns="http://www.w3.org/1999/xhtml"> <li> Dependent Care covers employment-related expenses like day care for your children or other dependents. </li> <li> Medical Dental covers health-related expenses for you, your children, or other dependents. </li> </ul> You need to know You have 30 days to submit paperwork after a qualifying event. In this case, the qualifying event is the increase in costs, not the change to the telework policy. Some examples: <ul xmlns="http://www.w3.org/1999/xhtml"> <li> Your day care costs increase May 15; your deadline is June 14. </li> <li> You start paying for an adult to receive care during the day beginning July 11; your deadline is August 10. </li> </ul> Your change is effective when SEGIP receives your form. Expenses before SEGIP receives your form cannot be reimbursed. <ul xmlns="http://www.w3.org/1999/xhtml"> <li> You may submit the form shortly before the qualifying event date. </li> <li> If you wait to submit paperwork into your 30-day window, your effective date will be later. </li> <li> The Qualifying Event Date is the date the change happens. </li> <li> The “event that triggered this change” in this example is “Change in dependent care cost or provider (for DCEA elections only).” </li> </ul> The IRS allows families to contribute up to $5,000 a year in total to a Dependent Care Expense Account. This account is use-it-or-lose-it. You lose any money you don’t use by the end of the year. You cannot carry over any money to next year. Watch your deadlines. Dec. 31, 2025 is the deadline to incur expenses. Feb. 28, 2026 is the deadline to ask for reimbursement for 2025 expenses. Complete the <a href="https://forms.benefitresource.com/StateofMN/2025/mdea_dcea_enroll_change_form.pdf?">Enroll/Change Form</a> to open or change a Dependent Care Expense Account. <a href="mailto:segip.mmb@state.mn.us?subject=Open%20Dependent%20Care%20Expense%20Account" style="font-family: Verdana;">Email</a> the form to segip.mmb@state.mn.us. SEGIP will set up your payroll deductions and send the information to Benefit Resource, the administrator. <a id="Relative" name="Relative">*</a>If the provider who increases your cost is a relative, you may not qualify to make a change. Although payments to a relative, such as a parent or grandparent, are allowed, the IRS says an increase in what they charge you may not qualify to make changes to your account outside of open enrollment. Talk to a tax advisor. <h2 xmlns="http://www.w3.org/1999/xhtml">New or Increased Expenses for Bus, Vanpool, Light Rail, Parking</h2> Transit expense accounts help you pay for work-related bus, light rail, van pool, and parking costs. Employees who are eligible for benefits may open or change these accounts for future expenses throughout the year. There are two transit expense accounts: the <a href="https://forms.benefitresource.com/StateofMN/2025/Transit-FAQs.pdf?_gl=1*mo7fe7*_gcl_au*NTYwMDQyOTE4LjE3NDMxMTI1MTk.*_ga*MTc0NTczMjI4Mi4xNzE3MDk1MDUw*_ga_CSKGL15T69*MTc0NTg3Mjk1MS41Ni4xLjE3NDU4NzMxMjIuNjAuMC4w">Parking Expense Account (PKEA) and the Bus /Vanpool Expense Account (BVEA)</a>. <h4 xmlns="http://www.w3.org/1999/xhtml">You need to know</h4> If you already have parking or transit costs deducted from your paycheck by your agency, you would not sign up for these Transit Expense Accounts unless you have additional work-related out-of-pocket parking or transit expenses. <ul xmlns="http://www.w3.org/1999/xhtml"> <li> You may contribute up to $325 to each account each month. The minimum contribution each year is $50. </li> <li> Watch your deadlines. You must submit requests for reimbursement within 180 days of the date of the expense. The last day to submit requests for 2025 expenses is Feb. 28, 2026. </li> <li> Use the BRI debit card to pay for mass transit costs when you make your purchase. </li> </ul> Complete the <a href="https://forms.benefitresource.com/StateofMN/2025/transit_enroll_change_form.pdf?">Transit Enroll/Change Form</a> to open or change a Parking or Bus/Vanpool Expense Account. <a href="mailto:segip.mmb@state.mn.us">Email</a> the form to segip.mmb@state.mn.us. SEGIP will set up your payroll deductions and send the information to the account administrator. <h2 xmlns="http://www.w3.org/1999/xhtml">Other Transit Options if You Work Near the Capitol</h2> The Department of Administration has options for getting to work. These include bus passes, bicycle to work resources, carpool and ride share services, and more. <a href="https://mn.gov/admin/government/buildings-grounds/parking-transportation/">Check out the options</a>, including a Metro Transit pass for $35 a month if you work on the Capitol Complex.6819932026-03-26T20:24:33ZSEGIP253243August well-being webinarsAugust well-being webinarswebinarsdecision makingsafety at workWednesday Well-beingeng2024-08-01T23:21:33ZMember Communications260288 Insurance Eligibility Change for Former SpousesEligibility policy change<custom:Link urlOnly="true" type="Component" destination="tcm:1059-670059" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2025-02-21T19:12:43ZMMB has updated its policy regarding the availability of SEGIP family coverage for former spouses.1059MMB has updated its policy regarding the availability of SEGIP family coverage for former spouses. Starting Feb. 5, 2025 no former spouse will be eligible to remain on SEGIP family coverage following a divorce. This change does not affect the coverage for the employee or their children. MMB began directly communicating this policy change to affected employees in early February. If you believe you are affected but have not received a letter or email from MMB, please contact us at <a href="mailto:segip.mmb@state.mn.us">segip.mmb@state.mn.us</a>. Former Spouse Continuation Coverage A married employee with family coverage under a SEGIP plan must tell MMB if they get a divorce. The former spouse’s coverage on the family plan ends on the last day of the month that the divorce is final. When MMB receives notice within 60 days of the divorce, the former spouse can continue their coverage through <a href="https://mn.gov/mmb/segip/benefits/cobra/" title="COBRA">COBRA</a>. This COBRA coverage begins the day after the family coverage ends, so there is no break in coverage. A former spouse who selects COBRA will be billed the COBRA premium each month for single coverage. They may buy this coverage for up to 36 months. If the employee fails to notify SEGIP of the divorce within 60 days, the former spouse is not eligible to continue coverage through COBRA. In addition, the employee may have to pay extra costs in accordance with state and federal law. For all divorces occurring on or after Feb. 5, 2025 former spouses will be offered COBRA continuation coverage per state and federal requirements. For details on changes allowed due to divorce, go to the <a href="https://mn.gov/mmb/segip/change-my-coverage/divorce.jsp" title="divorce">divorce page</a> in the <a href="https://mn.gov/mmb/segip/change-my-coverage/" title="Change my coverage.">Change My Coverage</a> section of the website. 6700592026-03-26T20:24:24ZSEGIP253243August well-being webinarsAugust well-being webinarswebinarsdecision makingsafety at workWednesday Well-beingeng2024-08-01T23:21:33ZMember Communications260288March 1 it Costs Less to Get Care at 25 ClinicsClinic Level Cost Change March 2025<custom:Link urlOnly="true" type="Component" destination="tcm:1059-668681" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2025-02-21T14:21:50ZThese clinics will move to cost level 2, so employees will pay less for their visits.1059Starting March 1, getting care at 25 clinics in SEGIP’s primary care clinic network will cost less. These clinics will move to cost level 2, so employees will pay less for their care. The clinics have agreed to lower their payment rates. This change applies to both Blue Cross and Blue Shield of Minnesota and HealthPartners coverage. If you already go to one of these clinics, your costs will automatically go down on March 1. If you want to switch to one of the clinics listed, contact your plan administrator—Blue Cross or HealthPartners. Clinics Include Riverwood and Some Essentia Health – St. Mary’s Clinics The Essentia Health – St. Mary’s Clinics in the table below will move from cost level 3 to cost level 2. This change only applies to the clinics listed below, not all Essentia locations. All Riverwood Healthcare Center Clinic locations will be cost level 2 starting March 1. Aitkin and Garrison locations will drop from cost level 4 to cost level 2. Table 1: 26 Primary Care Clinics Move to Cost Level 2 on March 1 <table border="0" cellpadding="0" cellspacing="0" width="727" xmlns="http://www.w3.org/1999/xhtml"> <colgroup> <col width="91" /> <col width="64" /> <col width="177" /> <col width="181" /> <col width="96" /> <col width="118" /></colgroup> <tbody> <tr> <td height="58" width="91">City</td> <td width="64">State</td> <td width="177">Clinic Name</td> <td width="181">Address</td> <td width="96">Cost Level in January and February 2025</td> <td width="118">Cost Level from March 2025 to December 2026*</td> </tr> <tr> <td height="58" width="91">Ada</td> <td width="64">MN</td> <td width="177">Essentia Health Ada</td> <td width="181">201 Ninth St. W.</td> <td width="96">3</td> <td width="118">2</td> </tr> <tr> <td height="39" width="91">Aitkin</td> <td width="64">MN</td> <td width="177">Riverwood Aitkin Clinic</td> <td width="181">200 Bunker Hill Drive</td> <td width="96">4</td> <td width="118">2</td> </tr> <tr> <td height="58" width="91">Bagley</td> <td width="64">MN</td> <td width="177">Essentia Health Bagley Clinic</td> <td width="181">121 Central St. W.</td> <td width="96">3</td> <td width="118">2</td> </tr> <tr> <td height="39" width="91">Casselton</td> <td width="64">ND</td> <td width="177">Essentia Health Casselton</td> <td width="181">5 Ninth Ave. N.</td> <td width="96">3</td> <td width="118">2</td> </tr> <tr> <td height="39" width="91">Detroit Lakes</td> <td width="64">MN</td> <td width="177">Essentia Health St Mary's Detroit Lakes Clinic</td> <td width="181">1027 Washington Ave.</td> <td width="96">3</td> <td width="118">2</td> </tr> <tr> <td height="39" width="91">Fargo</td> <td width="64">ND</td> <td width="177">Essentia Health - 32nd Avenue Clinic</td> <td width="181">3000 32nd Ave. S.</td> <td width="96">3</td> <td width="118">2</td> </tr> <tr> <td height="39" width="91">Fargo</td> <td width="64">ND</td> <td width="177">Essentia Health - 52nd Avenue Clinic</td> <td width="181">4110 51st Ave. S.</td> <td width="96">3</td> <td width="118">2</td> </tr> <tr> <td height="58" width="91">Fargo</td> <td width="64">ND</td> <td width="177">Essentia Health - South University Clinic</td> <td width="181">1702 University Drive S.</td> <td width="96">3</td> <td width="118">2</td> </tr> <tr> <td height="39" width="91">Fargo</td> <td width="64">ND</td> <td width="177">Essentia Health - West Acres Clinic</td> <td width="181">3902 13th Ave. S., #3704</td> <td width="96">3</td> <td width="118">2</td> </tr> <tr> <td height="97" width="91">Fargo</td> <td width="64">ND</td> <td width="177">Essentia Health 45th Street Clinic (formerly Essentia Health - Fargo Family Clinic)</td> <td width="181">4476 - 31st Ave. S., #101</td> <td width="96">3</td> <td width="118">2</td> </tr> <tr> <td height="39" width="91">Fosston</td> <td width="64">MN</td> <td width="177">Essentia Health Fosston Clinic</td> <td width="181">900 Hilligoss Blvd. S.E.</td> <td width="96">3</td> <td width="118">2</td> </tr> <tr> <td height="39" width="91">Frazee</td> <td width="64">MN</td> <td width="177">Essentia Health St Mary's Frazee Clinic</td> <td width="181">300 E. Main Ave.</td> <td width="96">3</td> <td width="118">2</td> </tr> <tr> <td height="58" width="91">Garrison</td> <td width="64">MN</td> <td width="177">Riverwood Garrison Clinic</td> <td width="181">27278 State Highway 18</td> <td width="96">4</td> <td width="118">2</td> </tr> <tr> <td height="39" width="91">Graceville</td> <td width="64">MN</td> <td width="177">Essentia Health Graceville Clinic</td> <td width="181">115 W. Second St.</td> <td width="96">3</td> <td width="118">2</td> </tr> <tr> <td height="39" width="91">Hankinson</td> <td width="64">ND</td> <td width="177">Essentia Health Hankinson Clinic</td> <td width="181">501 Main Ave. S.</td> <td width="96">3</td> <td width="118">2</td> </tr> <tr> <td height="39" width="91">Lake Park</td> <td width="64">MN</td> <td width="177">Essentia Health St Mary's Detroit Lakes Clinic</td> <td width="181">1005 First St.</td> <td width="96">3</td> <td width="118">2</td> </tr> <tr> <td height="58" width="91">Mahnomen</td> <td width="64">MN</td> <td width="177">Essentia Health St Mary's Mahnomen Clinic</td> <td width="181">117 N. Main St.</td> <td width="96">3</td> <td width="118">2</td> </tr> <tr> <td height="39" width="91">McGregor</td> <td width="64">MN</td> <td width="177">Riverwood McGregor Clinic</td> <td width="181">2 E. Center Ave.</td> <td width="96">2</td> <td width="118">2</td> </tr> <tr> <td height="58" width="91">Menahga</td> <td width="64">MN</td> <td width="177">Essentia Health Menahga Clinic</td> <td width="181">212 Aspen Ave. N.E.</td> <td width="96">3</td> <td width="118">2</td> </tr> <tr> <td height="39" width="91">Moorhead</td> <td width="64">MN</td> <td width="177">Essentia Health Moorhead Clinic</td> <td width="181">801 Belsly Blvd.</td> <td width="96">3</td> <td width="118">2</td> </tr> <tr> <td height="39" width="91">Oklee</td> <td width="64">MN</td> <td width="177">Essentia Health Oklee Clinic</td> <td width="181">400 Governor St.</td> <td width="96">3</td> <td width="118">2</td> </tr> <tr> <td height="39" width="91">Park Rapids</td> <td width="64">MN</td> <td width="177">Essentia Health Park Rapids Clinic</td> <td width="181">705 Pleasant Ave. S.</td> <td width="96">2</td> <td width="118">2</td> </tr> <tr> <td height="39" width="91">Pelican Rapids</td> <td width="64">MN</td> <td width="177">Essentia Health St Mary's Pelican Rapids Clinic</td> <td width="181">301 N. Broadway</td> <td width="96">3</td> <td width="118">2</td> </tr> <tr> <td height="39" width="91">Wahpeton</td> <td width="64">ND</td> <td width="177">Essentia Health Wahpeton Clinic</td> <td width="181">275 11th St. S.</td> <td width="96">3</td> <td width="118">2</td> </tr> <tr> <td height="39" width="91">Walker</td> <td width="64">MN</td> <td width="177">Essentia Health Walker Clinic</td> <td width="181">110 Michigan Ave. W.</td> <td width="96">3</td> <td width="118">2</td> </tr> <tr> <td height="39" width="91">West Fargo</td> <td width="64">ND</td> <td width="177">Essentia Health LLC West Fargo Clinic</td> <td width="181">1401 13th Ave. E.</td> <td width="96">3</td> <td width="118">2</td> </tr> <tr> <td height="39" width="91">West Fargo</td> <td width="64">ND</td> <td width="177">Essentia Health The Lights - West Fargo Clinic</td> <td width="181">3150 Sheyenne St., #240</td> <td width="96">3</td> <td width="118">2</td> </tr> </tbody> </table> * This price assumes the clinic remains owned by the current company through December 2026. Use the Find a Clinic search tool on the <a href="https://mn.gov/mmb/segip/find-a-clinic/" title="Find a Clinic tool on the clinic directory page">clinic directory page</a> to learn more about these and other clinics. <h2 xmlns="http://www.w3.org/1999/xhtml">What Is a PCC and Why Does It Matter?</h2> Everyone in SEGIP and PEIP picks a primary care clinic (PCC). This clinic is your main place for medical care. The cost level of your PCC affects how much you pay. If you need care somewhere else, you usually need a referral from your PCC. With a referral, your visit costs the same as at your PCC. Without a referral, you might have to pay the full bill unless it’s an emergency or urgent care. Each family member on your plan can choose a different PCC, even at different cost levels. The family member with the highest cost level sets your family’s deductible and out-of-pocket maximum. You can compare cost levels 1, 2, 3, and 4 in the <a href="https://mn.gov/mmb-stat/segip/doc/advantage-schedule-of-benefits.pdf" title="Schedule of Benefits for the Minnesota Advantage Health Plan">Schedule of Benefits</a>. PCC cost levels can change. They may also differ between HealthPartners and Blue Cross, so check your options during open enrollment. You can switch PCCs anytime by calling the number on the back of your Blue Cross or HealthPartners ID card.6686812026-03-26T20:24:21ZSEGIP253243August well-being webinarsAugust well-being webinarswebinarsdecision makingsafety at workWednesday Well-beingeng2024-08-01T23:21:33ZMember Communications260288Thinking about Retirement?Insurance when you retire<custom:Link urlOnly="true" type="Component" destination="tcm:1059-668684" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2025-02-13T14:43:47Z Sign up for a Retirement Insurance Seminar. 1059Here's a new resource for employees who are considering retirement. SEGIP will offer a Retirement Insurance Seminar 10 times in 2025. The first session is 10 a.m. to noon, Feb. 20, through Webex. <a href="https://mn.gov/mmb/segip/retirement/retirement-insurance-seminars.jsp" title="Insurance in retirement sessions for employees">Register now or find upcoming session dates, times, and locations</a>. These two-hour sessions feature presentations followed by time for questions and answers. Also: <ul xmlns="http://www.w3.org/1999/xhtml"> <li>Sessions are free</li> <li>In-person and online options are available around the state</li> <li>Registration is required </li> <li>Space is limited for in-person sessions</li> <li>Spouses are welcome</li> </ul>6686842026-03-26T20:24:26ZSEGIP253243August well-being webinarsAugust well-being webinarswebinarsdecision makingsafety at workWednesday Well-beingeng2024-08-01T23:21:33ZMember Communications260288Get Reimbursed From Your 2024 Pre-tax Account by Feb. 28Pre-tax deadline<custom:Link urlOnly="true" type="Component" destination="tcm:1059-669028" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2025-02-11T20:03:37ZSubmit receipts for daycare, transit, medical, and dental expenses.1059Employees who set aside money in pre-tax daycare, transit, and medical/dental expense accounts have until Feb. 28, 2025, to submit reimbursement requests for 2024 expenses. · Dependent Care Expense Account (DCEA) is use it or lose it. If you don’t submit eligible receipts by Feb. 28, you will lose any leftover 2024 funds. · Medical Dental Expense Accounts (MDEA) may allow you to carry over up to $640. If you qualify for carryover, you will lose any amount over $640 if you don’t submit eligible receipts by Feb. 28. If you do not qualify for carryover, you will lose your 2024 MDEA remaining balance if you don’t submit eligible receipts by Feb. 28. · Transit Expense Accounts are Parking (PKEA) and Bus pass/Vanpool (BVEA). The deadline to submit eligible receipts is 180 days from the date of service and no later than Feb. 28. These accounts have specific requirements for submission and carryover. Contact <a href="https://www.benefitresource.com/state-of-minnesota/" target="_blank">Benefit Resource</a>, the pre-tax vendor, to learn more or submit your receipts. 6690282026-03-26T20:24:31ZSEGIP253243August well-being webinarsAugust well-being webinarswebinarsdecision makingsafety at workWednesday Well-beingeng2024-08-01T23:21:33ZMember Communications260288Register Now: Healthier Heart, Help with Everyday Life, Personal Resilience Feb 2025 Well-being Webinars<custom:Link urlOnly="true" type="Component" destination="tcm:1059-667981" templateURI="tcm:0-0-0" origin="tcm:0-0-0" />2025-02-04T23:25:45ZWednesday's Well-being Webinars join Justin and Hailey Feb. 12. 1059Employees are invited to these free sessions. They take place from noon to 1 p.m. <a href="https://mn.gov/mmb/segip/health-and-wellbeing/eap/webinar-recordings.jsp">Recordings</a> of live webinars are also available. While the sessions are free, registration is required. Select the link below to register. <h2 xmlns="http://www.w3.org/1999/xhtml">Feb. 12 Keep the Beat: Essential Steps to a Healthier Heart</h2> <img src="/mmb/assets/Feb202%20justinhailey_tcm1059-667988.png" title="Webinar image Feb 2025" alt="Webinar image Feb 2025" style="width: 40%; height: auto" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:title="Webinar image Feb 2025" /> <a href="https://minnesota.webex.com/weblink/register/rd7ebedebdaebf08718e6aa2170d9be28" title="Feb. 12 webinar">Register now </a> Whether you want to maintain your health or make meaningful changes, this webinar is your guide to a stronger, healthier heart. Join SEGIP’s Justin Roberson, employee well-being program manager, and Hailey Peckat, senior well-being program coordinator, for an engaging session on practical, science-backed strategies to improve and protect your heart health. The session will cover: <ul xmlns="http://www.w3.org/1999/xhtml"> <li>Tips on daily physical activity</li> <li>Heart-healthy nutrition</li> <li>The role of quality sleep</li> <li>Managing stress</li> <li>Staying on top of regular health screenings</li> <li>Connection between preventing infections and heart health.</li> </ul> Your heart works hard for you every day—are you doing the same for it? <h2 xmlns="http://www.w3.org/1999/xhtml">Feb. 19 Help with Everyday Life: LifeMatters Services Overview</h2> <a href="https://minnesota.webex.com/weblink/register/r8217edfdfb01cd74a55d6836f1e4b0ea" title="Feb. 19 webinar">Register now</a> LifeMatters offers counseling and a whole lot more. Learn how to access LifeMatters, what it offers, and all that it can do to help you with everyday life. The session will cover: <ul xmlns="http://www.w3.org/1999/xhtml"> <li>What LifeMatters provides</li> <li>How to access services</li> <li>Situations where LifeMatters may be of assistance</li> </ul> LifeMatters services are confidential and provided through the Employee Assistance Program. These services are available to all employees and the people they live with. <h2 xmlns="http://www.w3.org/1999/xhtml">Feb. 26 Personal Resilience </h2> <a href="https://minnesota.webex.com/weblink/register/ra644c6e2681c0981cef64ca3a15e3dcc" title="Feb. 26 webinar">Register now</a> How you manage your energy directly impacts your stress level. The concept of energy management challenges the widely held view that time management is the key to work/life balance. The session covers: <ul xmlns="http://www.w3.org/1999/xhtml"> <li>Paradigm shift</li> <li>Energy management principles</li> <li>Engaged vs. stressed vs. disengaged</li> <li>Developing positive energy ritual</li> </ul>6679812026-03-26T20:24:33Z