<results><page>0</page><page>20</page><page>2</page><list><CourseLength>Two (2) Full day virtual sessions</CourseLength><metadata><Type><Description/><Title>ETD Courses</Title><Id>202850</Id><Key/></Type><Type><Description/><Title>Retirement</Title><Id>209710</Id><Key/></Type><DublinCore><Description>State Retirement Seminar</Description><Audience/><Title>State Retirement Seminar</Title><Publisher/><Subject>All</Subject><Subject>Classroom</Subject><Subject>Skills Development</Subject><Subject>Practices Self-Development</Subject><Subject>Decision Making</Subject><Subject>All Employees</Subject><Subject>Retirement</Subject><Subject>state retirement seminar</Subject><Subject>State Retirement Seminar</Subject><Source/><Rights/><Identifier/><Format/><Language>eng</Language><SubjectControlled/></DublinCore></metadata><Audience><Description/><Title>All Employees</Title><Id>202862</Id><Key/></Audience><Competencies><Description/><Title>Leading Self</Title><Id>579603</Id><Key/></Competencies><metadata_type><Description/><Title>ETD Courses</Title><Id>202850</Id><Key/></metadata_type><Title>The State Retirement Seminar</Title><CourseCode>G10ETD365T01</CourseCode><title>The State Retirement Seminar</title><Offering><StartDate>2026-08-05T13:30:00Z</StartDate><CourseName>The State Retirement Seminar</CourseName><Instructors><Description/><Title>Various Instructors</Title><Id>211548</Id><Key/></Instructors><Deadline>2026-07-25T04:59:59Z</Deadline><EndDate>2026-08-06T21:15:00Z</EndDate><Notes>&lt;p class=&quot;MsoNormal&quot; xmlns=&quot;http://www.w3.org/1999/xhtml&quot;&gt;&lt;strong&gt;&lt;span style=&quot;font-size: 12pt; font-family: Calibri, sans-serif; color: rgb(51, 51, 51);&quot;&gt;Seminar payment:&lt;/span&gt;&lt;/strong&gt;&lt;strong&gt;&lt;span style=&quot;font-size: 12pt; font-family: Calibri, sans-serif; color: rgb(51, 51, 51); font-weight: normal;&quot;&gt; &lt;/span&gt;&lt;/strong&gt;&lt;font color=&quot;#333333&quot; face=&quot;Calibri, sans-serif&quot;&gt;&lt;span style=&quot;font-size: 16px;&quot;&gt;Self-payment or payment from the participant is not a valid payment option. MMB&apos;s ETD division will only accept payment directly from your agency or organization. If your agency or organization has a policy that the employee is to pay in order to attend this seminar, we suggest that the agency or organization: 1) Works with the employee to have the employee reimburse the agency or organization upon conclusion of the seminar&lt;/span&gt;&lt;/font&gt;&lt;font color=&quot;#333333&quot; face=&quot;Calibri, sans-serif&quot;&gt;&lt;span style=&quot;font-size: 16px;&quot;&gt;; 2) Encumbers the funds to cover the cost of the seminar; and 3) Pays the invoice upon receipt&lt;/span&gt;&lt;/font&gt;&lt;span style=&quot;color: rgb(51, 51, 51); font-family: Calibri, sans-serif; font-size: 16px;&quot;&gt;.&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; xmlns=&quot;http://www.w3.org/1999/xhtml&quot;&gt;&lt;font color=&quot;#333333&quot; face=&quot;Calibri, sans-serif&quot;&gt;&lt;span style=&quot;font-size: 16px;&quot;&gt;Remember to follow your agency&apos;s policies and procedures to encumber funds before you enroll to ensure that your agency or organization is able to provide payment to MMB&apos;s ETD division for your enrollment in this seminar. For instructions on how to enroll, visit our &lt;a href=&quot;https://mn.gov/mmb/etd/enrollment/learning-management/&quot; title=&quot;Get Enrolled in ETD&quot; target=&quot;_blank&quot;&gt;Get Enrolled in ETD&lt;/a&gt; page. If you have questions regarding registration or payment, contact your agency training coordinator.&lt;/span&gt;&lt;/font&gt;&lt;/p&gt;</Notes><Location>&lt;custom:Link urlOnly=&quot;true&quot; type=&quot;Component&quot; destination=&quot;tcm:1059-429127&quot; templateURI=&quot;tcm:0-0-0&quot; origin=&quot;tcm:0-0-0&quot;  /&gt;</Location></Offering><Cost>$145</Cost><url>&lt;custom:Link urlOnly=&quot;true&quot; type=&quot;Component&quot; destination=&quot;tcm:1059-202932&quot; templateURI=&quot;tcm:0-0-0&quot; origin=&quot;tcm:0-0-0&quot;  /&gt;</url><ShortDescription>This seminar is designed for state employees within five years of retirement and for those who advise potential retirees. Many factors can help ensure a successful retirement. This seminar will provide you with information on how your pension and social security benefits are calculated. Information will also be provided regarding deferred compensation benefits, the health care savings plan, state insurance benefits, state taxes in retirement, estate planning, and more. </ShortDescription><Skill><Description/><Title>Decision Making</Title><Id>202876</Id><Key/></Skill><LongDescription>&lt;p xmlns=&quot;http://www.w3.org/1999/xhtml&quot;&gt;This seminar is designed for state employees within five years of retirement and for those who advise potential retirees. Many factors can help ensure a successful retirement. At this seminar you will be provided with information on how your pension and social security benefits are calculated. Information will also be provided regarding deferred compensation benefits, the health care savings plan, state insurance benefits, state taxes in retirement, estate planning, and more.&lt;/p&gt;
&lt;p xmlns=&quot;http://www.w3.org/1999/xhtml&quot;&gt;&lt;strong&gt;Topics Include:&lt;/strong&gt;&lt;/p&gt;
&lt;ul xmlns=&quot;http://www.w3.org/1999/xhtml&quot;&gt;
&lt;li&gt;Estate Planning&lt;/li&gt;
&lt;li&gt;State Taxes in Retirement&lt;/li&gt;
&lt;li&gt;Continuing Your Insurance after Retirement&lt;/li&gt;
&lt;li&gt;Minnesota State Retirement System Pension&lt;/li&gt;
&lt;li&gt;Health Care Savings Plan&lt;/li&gt;
&lt;li&gt;Financial matters&lt;/li&gt;
&lt;li&gt;Deferred Compensation&lt;/li&gt;
&lt;li&gt;Life Planning&lt;/li&gt;
&lt;li&gt;Social Security Benefits&lt;/li&gt;
&lt;li&gt;Minnesota Retired State Employees Association&lt;/li&gt;
&lt;/ul&gt;
&lt;p xmlns=&quot;http://www.w3.org/1999/xhtml&quot;&gt;&lt;strong&gt;What you will learn:&lt;/strong&gt;&lt;/p&gt;
&lt;ul xmlns=&quot;http://www.w3.org/1999/xhtml&quot;&gt;
&lt;li&gt;Information regarding state benefits including pension, insurance, Social Security, and Deferred Compensation.&lt;/li&gt;
&lt;li&gt;Information to successfully plan your time and estate after retirement.&lt;/li&gt;
&lt;li&gt;Potential tax changes and financial matters that may affect your retirement.&lt;/li&gt;
&lt;/ul&gt;
&lt;p xmlns=&quot;http://www.w3.org/1999/xhtml&quot;&gt;This seminar is currently being delivered via virtual classroom.&lt;/p&gt;
&lt;p xmlns=&quot;http://www.w3.org/1999/xhtml&quot;&gt;The duration of this seminar is two (2) full day sessions. Upcoming Seminar Dates are: August 5, 2026, from 8:30 a.m. to 3:35 p.m. and August 6, 2026, from 8:30 a.m. to 4:15 p.m. &lt;/p&gt;
&lt;p xmlns=&quot;http://www.w3.org/1999/xhtml&quot;&gt;&lt;a href=&quot;http://www.state.mn.us/employee&quot; target=&quot;_blank&quot; class=&quot;button-brand-secondary&quot;&gt;Enroll now&lt;/a&gt;&lt;/p&gt;
&lt;p xmlns=&quot;http://www.w3.org/1999/xhtml&quot;&gt;&lt;strong&gt;To attend, you must be registered, ensure funds are encumbered, and obtain your supervisor&apos;s/manager&apos;s approval in Learning Management prior to the registration deadline.&lt;/strong&gt;&lt;/p&gt;
&lt;p xmlns=&quot;http://www.w3.org/1999/xhtml&quot;&gt;&lt;strong&gt;Self-payment or payment from the participant is not a valid payment option.&lt;/strong&gt; MMB&apos;s ETD division will only accept payment directly from your agency or organization. If your agency or organization has a policy that the employee is to pay in order to attend this seminar, we suggest that the agency or organization: 1) Works with the employee to have the employee reimburse the agency or organization upon conclusion of the seminar; 2) Encumbers the funds to cover the cost of the seminar; and 3) Pays the invoice upon receipt.&lt;/p&gt;
&lt;p xmlns=&quot;http://www.w3.org/1999/xhtml&quot;&gt;Remember to follow your agency&apos;s policies and procedures to encumber funds before you enroll to ensure that your agency or organization is able to provide payment to MMB&apos;s ETD division for your enrollment in this seminar. &lt;strong&gt;For instructions on how to enroll, visit our &lt;a href=&quot;https://mn.gov/mmb/etd/enrollment/learning-management/&quot; title=&quot;Get Enrolled in ETD&quot; target=&quot;_blank&quot;&gt;Get Enrolled in ETD&lt;/a&gt; page.&lt;/strong&gt; If you have questions regarding registration or payment, contact your agency training coordinator. &lt;/p&gt;
&lt;p xmlns=&quot;http://www.w3.org/1999/xhtml&quot;&gt;Note: If you require a special accommodation, please contact MMB&apos;s ETD Program Coordinator for the seminar as soon as possible. We will do our best to meet your needs with the time available.&lt;/p&gt;</LongDescription><publication>1059</publication><id>202932</id><Delivery><Description/><Title>Virtual Classroom</Title><Id>202847</Id><Key/></Delivery><pubdate>2026-05-28T13:24:28Z</pubdate></list><list><CourseLength>One and a half (1.5) days</CourseLength><metadata><Type><Description/><Title>ETD Courses</Title><Id>202850</Id><Key/></Type><Type><Description/><Title>Retirement</Title><Id>209710</Id><Key/></Type><DublinCore><Description/><Audience/><Title/><Publisher/><Subject>All</Subject><Subject>Classroom</Subject><Subject>Skills Development</Subject><Subject>Retirement</Subject><Subject>Practices Self-Development</Subject><Subject>Decision Making</Subject><Subject>All Employees</Subject><Source/><Rights/><Identifier/><Format/><Language>eng</Language><SubjectControlled/></DublinCore></metadata><Audience><Description/><Title>All Employees</Title><Id>202862</Id><Key/></Audience><Competencies><Description/><Title>Leading Self</Title><Id>579603</Id><Key/></Competencies><metadata_type><Description/><Title>ETD Courses</Title><Id>202850</Id><Key/></metadata_type><Title>Preplanning for Retirement Seminar</Title><CourseCode>G10ETDNEXT</CourseCode><title>Preplanning for Retirement Seminar</title><Offering><StartDate>2026-07-29T13:30:00Z</StartDate><CourseName>Preplanning for Retirement Seminar</CourseName><Instructors><Description/><Title>Various Instructors</Title><Id>211548</Id><Key/></Instructors><Deadline>2026-07-18T04:59:59Z</Deadline><EndDate>2026-07-30T17:00:00Z</EndDate><Notes>&lt;p xmlns=&quot;http://www.w3.org/1999/xhtml&quot;&gt;&lt;strong&gt;Seminar payment:&lt;/strong&gt; Self-payment or payment from the participant is not a valid payment option. MMB&apos;s ETD division will only accept payment directly from your agency or organization. If your agency or organization has a policy that the employee is to pay in order to attend this seminar, we suggest that the agency or organization: 1) Works with the employee to have the employee reimburse the agency or organization upon conclusion of the seminar; 2) Encumbers the funds to cover the cost of the seminar; and 3) Pays the invoice upon receipt.&lt;/p&gt;
&lt;p xmlns=&quot;http://www.w3.org/1999/xhtml&quot;&gt;Remember to follow your agency&apos;s policies and procedures to encumber funds before you enroll to ensure that your agency is able to provide payment to MMB&apos;s ETD division for your enrollment in this seminar. For instructions on how to enroll, visit our &lt;a href=&quot;https://mn.gov/mmb/etd/enrollment/learning-management/&quot; title=&quot;Get Enrolled in ETD&quot; target=&quot;_blank&quot;&gt;Get Enrolled in ETD&lt;/a&gt; page. If you have questions regarding registration or payment, contact your agency training coordinator.&lt;/p&gt;</Notes><Location>&lt;custom:Link urlOnly=&quot;true&quot; type=&quot;Component&quot; destination=&quot;tcm:1059-429127&quot; templateURI=&quot;tcm:0-0-0&quot; origin=&quot;tcm:0-0-0&quot;  /&gt;</Location></Offering><Cost>$140</Cost><url>&lt;custom:Link urlOnly=&quot;true&quot; type=&quot;Component&quot; destination=&quot;tcm:1059-202921&quot; templateURI=&quot;tcm:0-0-0&quot; origin=&quot;tcm:0-0-0&quot;  /&gt;</url><ShortDescription>The Preplanning for Retirement Seminar is for state employees who have MORE THAN 5 YEARS until retirement. This virtual seminar is one and a half (1.5) days with presenters that have expertise on pension and social security benefits, health care savings plan, estate planning, life insurance, and more. Based on demand, seminars will be added as needed.</ShortDescription><Skill><Description/><Title>Decision Making</Title><Id>202876</Id><Key/></Skill><LongDescription>&lt;p xmlns=&quot;http://www.w3.org/1999/xhtml&quot;&gt;Whether you are five years or thirty years away from retirement, this seminar will provide valuable insight for planning your retirement and give you the tools to protect your future. This seminar will help you determine if you are planning well enough for your retirement or if you will need to work longer than you expected. It will also help you analyze your unique retirement situation to successfully navigate your future with proper preparation now. &lt;/p&gt;
&lt;p xmlns=&quot;http://www.w3.org/1999/xhtml&quot;&gt;Topics include:&lt;/p&gt;
&lt;ul xmlns=&quot;http://www.w3.org/1999/xhtml&quot;&gt;
&lt;li&gt;Estate Planning&lt;/li&gt;
&lt;li&gt;Social Security Benefits&lt;/li&gt;
&lt;li&gt;MSRS Pension&lt;/li&gt;
&lt;li&gt;Health Care Savings Plan&lt;/li&gt;
&lt;li&gt;Deferred Compensation&lt;/li&gt;
&lt;li&gt;Life Insurance Benefits&lt;/li&gt;
&lt;li&gt;Vision Benefits and Legal Plans Overview&lt;/li&gt;
&lt;/ul&gt;
&lt;p xmlns=&quot;http://www.w3.org/1999/xhtml&quot;&gt;What you will learn:&lt;/p&gt;
&lt;ul xmlns=&quot;http://www.w3.org/1999/xhtml&quot;&gt;
&lt;li&gt;How your pension and social security benefits are calculated.&lt;/li&gt;
&lt;li&gt;Information on how to obtain life insurance.&lt;/li&gt;
&lt;li&gt;Estate planning fundamentals.&lt;/li&gt;
&lt;li&gt;Insight on deferred compensation.&lt;/li&gt;
&lt;li&gt;Things you need to know before you retire.&lt;/li&gt;
&lt;/ul&gt;
&lt;p xmlns=&quot;http://www.w3.org/1999/xhtml&quot;&gt;This seminar is currently being delivered via virtual classroom.&lt;/p&gt;
&lt;p xmlns=&quot;http://www.w3.org/1999/xhtml&quot;&gt;The duration of this seminar is one and a half (1.5) days. Upcoming Seminar Dates are: July 29, 2026, from 8:30 a.m. to 4:15 p.m. and July 30, 2026, from 8:30 a.m. to 12:00 p.m.&lt;/p&gt;
&lt;p xmlns=&quot;http://www.w3.org/1999/xhtml&quot;&gt;&lt;strong&gt;&lt;a class=&quot;button-brand-secondary&quot; href=&quot;http://www.state.mn.us/employee&quot; target=&quot;_blank&quot;&gt;Enroll now&lt;/a&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p xmlns=&quot;http://www.w3.org/1999/xhtml&quot;&gt;&lt;strong&gt;To attend, you must be registered, ensure funds are encumbered, and obtain your supervisor&apos;s/manager&apos;s approval in Learning Management prior to the registration deadline.&lt;/strong&gt;&lt;/p&gt;
&lt;p xmlns=&quot;http://www.w3.org/1999/xhtml&quot;&gt;&lt;strong&gt;Self-payment or payment from the participant is not a valid payment option.&lt;/strong&gt; MMB&apos;s ETD division will only accept payment directly from your agency or organization. If your agency or organization has a policy that the employee is to pay in order to attend this seminar, we suggest that the agency or organization: 1) Works with the employee to have the employee reimburse the agency or organization upon conclusion of the seminar; 2) Encumbers the funds to cover the cost of the seminar; and 3) Pays the invoice upon receipt.&lt;/p&gt;
&lt;p xmlns=&quot;http://www.w3.org/1999/xhtml&quot;&gt;Remember to follow your agency&apos;s policies and procedures to encumber funds before you enroll to ensure that your agency or organization is able to provide payment to MMB&apos;s ETD division for your enrollment in this seminar. &lt;strong&gt;For instructions on how to enroll, visit our &lt;a href=&quot;https://mn.gov/mmb/etd/enrollment/learning-management/&quot; title=&quot;Get Enrolled in ETD&quot; target=&quot;_blank&quot;&gt;Get Enrolled in ETD&lt;/a&gt; page.&lt;/strong&gt; If you have questions regarding registration or payment, contact your agency training coordinator.&lt;/p&gt;
&lt;p xmlns=&quot;http://www.w3.org/1999/xhtml&quot;&gt;Note: If you require a special accommodation, please contact MMB&apos;s ETD Program Coordinator for the seminar as soon as possible. We will do our best to meet your needs with the time available.&lt;/p&gt;</LongDescription><publication>1059</publication><id>202921</id><Delivery><Description/><Title>Virtual Classroom</Title><Id>202847</Id><Key/></Delivery><pubdate>2026-05-21T13:34:24Z</pubdate></list></results>