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Examples of What Could be Discrimination in Credit

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  • To secure a loan at a bank, African Americans are required to have higher credit scores than Caucasians.
  • A department store refuses to establish a credit account for customers it perceives to be gay.
  • A bank includes marital status as part of an individual's creditworthiness.
  • A bank refuses to loan money to a couple who plan to buy a home in a racially diverse neighborhood.
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