Truth: Medicare pays for few long-term care services.

• Did you know that if you meet all of the strict qualifications for Medicare coverage, your stay in a nursing home is only covered for a total of 100 days? Only 20 of those days are covered in full by Medicare.
• Medicare coverage for home health care is limited.
• Assisted living is not covered by Medicare.
• A Minnesota Long Term Care Partnership policy can cover these services dependent upon the coverage included in the policy

Truth: More that 70 percent of people age 65 and older will need long-term care services one day. (Source: LongTermCare.gov)

Truth: Long-term care is so much more!

• In Minnesota, more long-term care is provided in the community because people want to stay in their home. 
• There are services available in Minnesota to help people do that, and most all of these are considered long-term care services. 
• These may include but are not limited to adult day services, assisted living, case management, caregiver training and support, chore, companion and homemaker services, home delivered meals, accessibility adaptations, transportation, respite care, home care, supplies and equipment home health aides and personal care services, and transitional supports.