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When hearing aids are not covered by insurance

3/31/2026 5:18:45 PM

Although Minnesota Statute 62Q.675 says health plans must cover hearing aids when hearing loss cannot be corrected by other covered procedures, this statute does not apply to Medicare, self-insured plans, or insurance providers in another state.

If you don't have hearing aid coverage, here are some other possible resources that you could explore. This list is not comprehensive and is not an endorsement of any program. More information is available on our Hearing aid financial resources webpage.

Community service clubs

Some clubs—such as Kiwanis, Lions and Sertoma— may have funds to assist community members. Not all clubs give funds directly to individuals. Contact the service club(s) in your area to ask what kind of support is available.

Hearing aid sellers and manufacturers

Ask your hearing aid sellers or manufacturers about reconditioned hearing aids, financing, programs or reduced rates.

MinnesotaCare and Medical Assistance

MNSure offers medical coverage and financial help for medical coverage, depending on your income. You may apply online or contact your county human service office.

Over the counter (OTC) hearing aids

If you have mild to moderate hearing loss, you might explore over-the-counter hearing aids.

Veterans Affairs

Veterans may qualify for hearing aids through the VA. You must be registered with the VA Medical Center. If you are not registered, you can contact the Veteran’s Service Officer at your county courthouse. More information on the VA's Prosthetic & Sensory Aids Service, Hearing Aids webpage.

Other questions about Medicare

Minnesota Aging Pathways shares some information on their Medicare page. You can also find out more on Medicare.gov.

For more information about navigating hearing loss, contact us.