Adjusters
Detailed information about licensing for insurance adjusters operating in Minnesota and links to appropriate forms.
Detailed information about licensing for insurance adjusters operating in Minnesota and links to appropriate forms.
Complete the Catastrophe Adjuster Registration application online at Sircon.
Read Minnesota Statute §72B.06 for more about catastrophe and emergency situations.
A Minnesota crop hail adjuster license is a limited license. The licensee may only act as an adjuster in regard to insurance policies against crop damage by hail. To adjust claims for crop damage from any other peril, including MPCI claims, you must get an independent or public adjuster license with the crop line of authority.
Exception: A licensed crop hail adjuster who has satisfactorily completed the loss adjustment training curriculum and competency testing required by the Federal Crop Insurance Corporation (FCIC) Standard Reinsurance Agreement may adjust MPCI claims.
Complete the Crop Hail Adjuster license application online at Sircon.
You may only designate a home state if neither the state in which you physically reside nor your principal place of business licenses adjuster for the line of authority you are seeking.
If you are designating a state other than MN as your home state:
If you are designating MN as your home state:
If neither the state in which the business entity maintains its principal place of residence or business licenses adjuster agencies you must complete this application.
Complete the Adjuster license application online at Sircon.
An individual who is currently licensed in another state for the crop line of authority based on an adjuster examination.
An individual who is not currently licensed in another state for the crop line of authority based on an adjuster examination but was so licensed within the previous 90 days.
An individual who is or was licensed in another state for the crop line of authority based on an adjuster examination who establishes legal residency in Minnesota.
A licensed crop hail adjuster who has satisfactorily completed the loss adjustment training curriculum and competency testing required by the Federal Crop Insurance Corporation (FCIC) Standard Reinsurance Agreement may act as an adjuster in this state in regard to Multiple Peril Crop Insurance policies regulated by the FCIC.
There are two options for having your fingerprints taken: you may schedule a time to be fingerprinted electronically at one of the Pearson VUE test centers that provides fingerprinting services, or you may go to any local police station or similar facility with manual fingerprinting capability to have your fingerprints taken manually.
You may go to any local police station or similar facility with manual fingerprinting capability to have your fingerprints taken manually. The facility will charge a processing fee. After your fingerprints are taken, the fingerprint card will be given back to you in a sealed envelope. Do not fold it. Put it into another envelope along with a fully completed “Resident Insurance Producer/Insurance Adjuster/Real Estate Appraiser License Background Check Consent Form” and a check for $33.25 made out to “Minnesota Department of Commerce” and mail it to:
Administration Division
Attn: Licensing
Minnesota Department of Commerce
85 – 7th Place East, Suite 280
St. Paul, MN 551011
Any individual applying for a resident license as an insurance producer, independent adjuster, or public adjuster.
Under Minnesota law, an individual applying for a resident insurance producer, resident independent adjuster, or resident public adjuster license must consent to a criminal history record check and submit a fingerprint card.
The Minnesota Department of Commerce will have the criminal history record check performed by requesting searches of the Minnesota Bureau of Criminal Apprehension’s Computerized Criminal History system and the Federal Bureau of Investigation’s Criminal Justice Information Services system. The purpose of the criminal history record check is to assist the Minnesota Department of Commerce in determining your qualifications and eligibility for the license that you are applying for. If you refuse to consent to a criminal history record check, your license application will not be processed.
Not unless you decide to add a line of authority.
The answer to this question depends on whether you take the license examination and, if so, where you take it.
If you take your license examination at a PSI test center in Minnesota, your fingerprints will be taken electronically at the test center after you sit for and pass the exam and sign a background check consent form.
If you take the license examination elsewhere—for example, because you are licensed as an adjuster in another state based on an adjuster examination and will establish legal residency in Minnesota and make application within 90 days to become a resident adjuster licensee—or if you are exempt from the examination requirement—you will need to go to any local police station or similar facility with manual fingerprinting capability to have your fingerprints taken manually. The facility will charge a processing fee. After your fingerprints are taken, the fingerprint card will be given back to you in a sealed envelope. Do not fold it. Put it into another envelope along with a fully completed “Resident Insurance Producer License/Resident Adjuster License Background Check Consent Form” (see the last page of this document) and a check for $34.75 made out to “Minnesota Department of Commerce” and mail it to:
Consumer & External Affairs
Attn: Licensing
Minnesota Department of Commerce
85 – 7th Place East, Suite 600
St. Paul, MN 55101
The total cost is $48.75. This includes charges for background checks conducted by the Bureau of Criminal Apprehension and the FBI as well as vendor processing fees.
No. You can submit your application as soon as you have passed the examination and submitted your fingerprints.
No. Because the FBI background check can take several weeks, the Minnesota Department of Commerce will grant a license to otherwise-eligible applicants before receiving the background check results. If the results indicate that the applicant did not actually qualify for the license, then the license will be revoked.
Before your fingerprints are taken, you will need to sign a background check authorization form that expires one year after it is signed. Accordingly, if more than a year passes between the day your fingerprints are taken and the day you apply for your license, you will need to be fingerprinted again and pay another fee.
Under the law, your fingerprints and any criminal history record information obtained as a part of this licensing process must be treated and maintained as confidential, and security measures that are consistent with the standards specified by the FBI’s Criminal Justice Information Services Division for the electronic storage of fingerprints and necessary identifying information must be applied. The data obtained from the criminal history record check will be confidential and, therefore, accessible only to the following: personnel who determine your eligibility for the license you are applying for; any appropriate person(s) or agency, if the Commissioner of Commerce determines that failure to make the data accessible is likely to create a clear and present danger to public health or safety; person(s) authorized by a court order; or any other person authorized by state or federal law.
If the FBI rejects a set of fingerprints, the Minnesota Department of Commerce will be notified that the fingerprints are illegible, erroneous, or incomplete. The Minnesota Department of Commerce will then notify you that you must be reprinted.
If the technician at the test center determines that a cast or other physical feature prevents your fingerprints from being taken electronically, you will not be charged the vendor processing fee. (In this case, you will pay $34.75 at the test center—for the BCA and FBI background checks—and an additional processing fee later at the manual fingerprinting site.) You will receive an FBI fingerprint card, the “Resident Insurance Producer License/Resident Adjuster License Background Check Consent Form,” and instructions to go to the nearest police station or similar facility with manual fingerprinting capability to have your fingerprints taken manually. After your fingerprints are taken, the fingerprint card will be given back to you in a sealed envelope. Do not fold it. Put it into another envelope along with a fully completed “Resident Insurance Producer License/Resident Adjuster License Background Check Consent Form” (see the last page of this document) and mail it to:
Consumer & External Affairs
Attn: Licensing
Minnesota Department of Commerce
85 – 7th Place East, Suite 600
St. Paul, MN 55101
No.
Yes.
No. Owing to security requirements and data privacy concerns, fingerprints taken for Minnesota insurance licensing purposes may only be submitted electronically via the single transmission network authorized for the Minnesota Department of Commerce by the FBI.
