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Property & Casualty Filing Instructions

General Instructions for filings can be found in SERFF. The Property & Casualty General Instructions (except Workers Comp) are also reprinted below for the convenience of those who do not have access to SERFF.

Important Notices

New name: Insurance Product Filing & Securities Registration, Market Assurance Division, Minnesota Department of Commerce.

Use of SERFF is required for all filings as is use of EFT for payment of filing fees.

  • Product Requirements. Minnesota P&C Product Requirements can be found using the NAIC Product Requirements Locator (PRL). The PRL is located at www.naic.org. Manuals still exist on our website for those product lines not included in the PRL.
  • Homeowners and auto expedited filing option. Your filing may be eligible for expedited processing under Minn. Stat. 60A.315 and Bulletin 2005-2. Homeowner's and auto insurance filings* are eligible for this option. Forms filed under this procedure are effective upon receipt by the department. In most cases you will receive notice of acceptance within days of filing. Make sure to complete and submit the Expedited Filing Certification Form. We encourage the use of this option.
    • *Including but not limited to mobile/manufactured home policies, dwelling and condo owner and tenant policies, and RVs, motorhomes, antique vehicles, motorcycles and commercial vehicles, as well as umbrella coverage endorsements for these products.
  • Professional liability expedited filing option. Professional liability filings are eligible for expedited processing under Bulletin 2001-1. Forms filed under this procedure are effective upon receipt by the department. In most cases you will receive notice of acceptance within days of filing. Make sure to complete and submit the certification form titled "Company Sworn Statement of Compliance professional liability filing(s) only." We encourage the use of this option.
  • Please complete all fields in the filing wizard, including the state specific fields. Completing all fields is critical to our efforts to speed the review of your filing. Repeated failures to complete the state specific fields may result in your filings be rejected.
  • Minnesota has implemented the 2006 Uniform Property and Casualty Product Coding Matrices.
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