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Major Medical General Filing Instructions

In preparing your Major Medical health plan form and rate filings, issuers should review the key statutory requirements that govern their filings, per the applicable licensed product, to ensure all new requirements are incorporated.

Minnesota compiled a Checklist Guide for Commerce Department analysts (.pdf) to use in reviewing major medical coverage product filings submitted to the Department for approval in Minnesota.

Additional state or Federal law requirements may exist to the extent they apply to provisions not typically found in policy forms or certificates. Compliance with these additional requirements, if applicable to the product filing, would still be required even though they are not listed in this Checklist Guide.

While the Department is making this Checklist Guide publicly available, companies or health plans should refer to all relevant Minnesota Statutes and Rules and applicable Federal law in developing the product filings that they submit to the Department for approval.

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