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Never Too Early to Start!

Children, teens, and young adults learn from examples in the world around them. This is especially true for money. By starting early and continuing an open and on-going discussion about financial concepts with the young people in your life, you are helping to create a lifetime of financial knowledge and money management skills. 

Being able to manage money is a life skill that is used everyday. By introducing financial concepts at a young age, you can provide the opportunity to develop good money management habits. 

Children and Teens  

It is critical to teach your children and teens to make informed financial decisions. By teaching them about financial concepts and giving them opportunities to apply this knowledge, you are helping them to build a solid foundation of financial knowledge.  Below are money management resources to use with children or teens: 

  • Children’s books are a great way to help a child learn about financial concepts. Books can help children become familiar with financial terms and become responsible money managers. Two great resources are: 
  • The President’s Advisory Council on Financial Capability offers age-appropriate financial education for your child

Young Adults

Young adults are moving into a new stage in life with new and exciting opportunities, such as employment, school, rent and even paying their own car insurance. With these new opportunities come new financial responsibilities. To make sure the young adult in your life is prepared, check out these resources:


Credit Scores

Basics about Credit

College Survival

The College Transition

Spending Strategies for Going off to College

40 Money Management Tips Every College Student Should Know (.pdf)

Student Loans

Getting Though Tough Times: Deciding which bills to pay first

Student Loan Browser

Financial Aid and College Cost

Involve the Entire Family

Getting the entire family involved can not only be more fun but it also empowers each member of the family--young or old--to learn and practice good money habits.  Here are some ideas:

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