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Lakes Area Habitat for Humanity

Home Ownership Assistance

415 8th Ave NE, Brainerd, MN 56401

Eligibility

In general, applicants must: * Be citizens or legal residents * Prove steady income * Have good credit * Income guidelines * Living in substandard housing * Maintain a savings account over a certain period of time In addition, each partner family will be required to: * Invest sweat-equity hours in building their home and others * Make an affordable down payment * Make timely mortgage payments * Attend homeowner education classes
https://lakesareahabitat.org/habitat

Application process

An application are available at the meetings and not at the office. For further information, contact Tom Hice at: [email protected]

Fees

Applicants may be required to pay for credit check. They may also be required to make a down payment on mortgage.

Service area

Wadena County, MN
Hubbard County, MN
Cass County, MN
Crow Wing County, MN
Todd County, MN

Other Information

Specialization

People with low income
Family

Description

Home ownership program that offers financial assistance to make home purchases more affordable for those that meet eligibility requirements MORE INFORMATION Habitat sells homes to families at no profit, and with no interest, on a long term loan to be repaid over 20 - 30 years. Families selected to purchase Habitat homes must contribute a minimum of 200 hours of work on their home, someone else's home, in the office, and/or on a committee.

Last Update

01/22/2026

Providing organization

Lakes Area Habitat for Humanity