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Habitat for Humanity - North St. Louis County

Resource Name:Habitat for Humanity - North St. Louis County

Home Ownership Assistance

address

5558 Enterprise Dr NE, Virginia, MN 55792

Eligibility

Serves Northern St. Louis County. In general, applicants must:
  • Be citizens or legal residents
  • Prove steady income
  • Have good credit
  • Earn a monthly income that falls within minimum and maximum limits, depending on household size
  • Maintain a savings account over a certain period of time
In addition, each partner family will be required to:
  • Invest sweat-equity hours in building their home and others
  • Make an affordable down payment
  • Make timely mortgage payments
  • Attend homeowner education classes

Hours

8:00am - 5:00pm, Monday - Friday

Site Service Area

Northern St. Louis County

Other Information

Specialization

  • People with low income
  • Family
Home ownership program that offers financial assistance to make home purchases more affordable for those that meet eligibility requirements MORE INFORMATION This non-profit program builds, renovates and repairs houses. Homeowners purchase the homes with affordable mortgage payments. Both volunteers and homebuyers help build and repair the homes. Families are selected for the program based on
  • Level of need
  • Willingness to become partners in the program
  • Ability to repay the loan
Habitat is not a give-away program. In addition to a small down payment and monthly interest-free mortgage payments to Habitat, each homeowner family ('partner') invests hundreds of hours of their own labor ('sweat equity') into the building of their home and future homes.

Last Update

07/24/2025

Providing organization

Habitat for Humanity - North St. Louis County

Organization URL

https://nslchfh.org