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Central Minnesota Habitat For Humanity - St. Cloud

Home Ownership Assistance

3335 W Saint Germain St, Ste 108, St. Cloud, MN 56301

Eligibility

* You must be a U.S. citizen or legal resident and be able to provide documentation. * You cannot currently own a home. * You must have lived in Stearns, Sherburne, Benton, or Wright county for one year before applying. * You cannot have had property foreclosed on for three years before applying. * You cannot have had a bankruptcy for two years before applying. * Your total household income must fall between 35% - 60% of area median income

Hours

8:30am - 4:30pm, Monday - Friday

Application process

Application information

Fees

Mortgage amounts vary based on several factors including the cost of the home and the family's affordability.

Service area

Stearns County, MN Wright County, MN Sherburne County, MN Benton County, MN

Other Information

Specialization

Family
People with low income

Home ownership program that offers financial assistance to make home purchases more affordable for those that meet eligibility requirements MORE INFORMATION Homeowners purchase the homes with affordable mortgage payments. Both volunteers and homebuyers help build and repair the homes. Families are selected for the program based on * Level of need * Willingness to become partners in the program * Ability to repay the loan

Last Update

01/07/2026

Providing organization

Central Minnesota Habitat For Humanity - St. Cloud